The transformation of stock exchanges will be a boon for fintech
The rise of private securities marketplaces is likely to mark the beginning of the end for the national stock exchange…
Klarna challenges German incumbents with bank account launch
After applying for a banking licence from the Swedish regulator in 2017, Klarna has finally announced the launch of its retail bank account in Germany. The account will offer customers…
12 Feb 2021
Revolut’s expansion into India shows other challengers how to grow geographically
By tailoring its proposition towards the needs of the local consumer in countries suited to the bank’s core product range, Revolut is showing time again how to take root into…
08 Feb 2021
Monzo will need to focus on only the essential to avoid Xinja’s fate
By realising too late that the bank needs to work on products that give it a sustainable future, rather than features that aren’t essential, Monzo faces being the first UK…
21 Jan 2021
Expect a much less conducive future fintech environment in China
In an effort to regain full control of China’s financial services sector, the Communist Party (CCP) is likely to tear up the country’s previously laissez-faire attitude to fintech, choking off…
12 Jan 2021
Credit unions need to wake up to their increasing irrelevance before it is too late
While credit unions contemplate how to appeal to new audiences, their digital competitors have left them stranded in the market. Instead, they need to adapt or die: deliver better financial…
14 Dec 2020
Banks will find it hard to take on BNPL without offering it themselves
Rather than fear creating competition for their own credit card ventures, banks should view buy now pay later (BNPL) as a way to introduce new consumers to their wider suite…
26 Nov 2020