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Q2 2021 Most active banks and payment sector companies ranked by patents granted

Top skills banking & payments employers sought in June 2021 (Source: GlobalData)

AssigneePatents
Capital One 191
Bank of America 113
Wells Fargo 99
Visa 98
Alibaba Group 83
Mastercard 65
Tencent Holdings 63
PayPal 61
USAA 59
Advanced New Technologies 58

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Alternative Credit Scoring: Timeline

The credit scoring system that was started in the 1950s evolved into the Fair, Isaac and Company (FICO) score, which has helped lenders all around the world predict the behaviour…

Alternative Credit Scoring: Regulatory Trends

Even with alternative credit scoring, few lenders provide meaningful transparency around how they score would-be borrowers, nor the pricing categories underpinning those scores. This suggests a gap in the market…

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