All articles by Douglas Blakey

Douglas Blakey

CFPB proposes rule to stop new junk fees on bank accounts

Proposed rule would prohibit non-sufficient funds fees on transactions declined right at the swipe, tap, or click

7-day switching: NatWest, HSBC and TSB top for net gains in Q3 2023

2023 represents a record year for UK 7-day current account switching as switch service hits 10 million total switches since launch

Consumer Duty is just the first step in overhauling the credit market in 2024

James Lynn discusses the impact of Consumer Duty in 2024 including how consumers struggle to build credit without accumulating debt and how they can be supported by financial providers

Why all retail banks should copy HSBC’s Zing

Yerbol Orynbayev explains why HSBC’s launch of its Zing offering marks a pivotal step forward in the modern era of retail banking

Customers’ virtual health: a new frontier for banking value

Dominic Howard explains how looking after customers’ health as well as their finances can deepen relationships, build trust, and set banks aside from competitors

Shoosmiths reveal litigation challenges that lie ahead for businesses

Shoosmiths examines how General Counsel are allocating resources and what they are doing to anticipate and mitigate exposures to risk over the next three years

Majority of financial institutions unprepared to accommodate further regulatory change: Autorek

Scotland-based financial data automation fintech, Autorek, reveals how banking institutions are beset by inefficiencies in the internal processes

British Islamic finance – a market poised for growth

The 3.9 million strong UK Muslim population represents a demographic that can no longer be overlooked by finance brands

Red Sea crisis to cause cross-sector disruption for “a few months at least”

How have the Houthis’ Red Sea ship attacks and US-UK airstrikes affected the transport, energy, financial, and automotive industries? Alex Blair reports

How important is ESG when it comes to consumers choosing their bank?

Actual customer behaviour is starkly at odds with the spin from the green lobby that sustainability has become a key factor for consumers in choosing a banking partner