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Buy-to-let lending buffeted by the winds of change

  • Author: GlobalData Financial Services
  • Published: 22 Mar 2017

The buy-to-let sector, for so long the star performer in the UK mortgage market, has fallen victim to its own success. Legislators worried by the rapid growth in buy-to-let lending have taken decisive action to reduce its size.. read more

UK banks must help customers manage their money – or someone else will

  • Author: GlobalData Financial Services
  • Published: 21 Mar 2017

Last month US digital bank, Moven, launched a money management app in the UK. Available in iPhone and Android, the app lets users see spending across all accounts organized into categories, such as entertainment or groceries, and receive simple tips on how to save more or spend smarter.. read more

PurePoint Financial targets savers in the US with digital bank

  • Author: GlobalData Financial Services
  • Published: 20 Mar 2017

PurePoint Financial, a new division of MUFG Union Bank, has announced the inception of its new hybrid digital bank aimed at savers. The offering is in direct response to a declining savings rate of 5.4% in the US.. read more

Banks pull advertising after unwilling extremism links

  • Author: Patrick Brusnahan
  • Published: 20 Mar 2017

Following accusations that YouTube is associated with extremist material, HSBC, as well as RBS and Lloyds, have pulled their online advertising from Google platforms. read more

Atom Bank app: a flawed effort

  • Published: 6 Mar 2017

Atom Bank, in an effort to differentiate itself from its more traditional UK rivals, has chosen a highly visual interface for its newly launched Android app. However, this has been achieved at the expense of usability and ease of navigation.. read more

No end in sight for start-up funding, for now

  • Author: Patrick Brusnahan
  • Published: 23 Feb 2017

UK-based start-up bank Monzo has received a further £22m ($27.4m) funding from investors. It isn’t the only new UK bank to receive generous amounts of funding in recent years.. read more

W&G: the never ending UK banking embarrassment

  • Author: Douglas Blakey
  • Published: 23 Feb 2017

So I got it wrong - no excuses. In a piece for The New Statesman website in June 2013 – I dared to advise the doyen of City headhunters, Anna Mann, co-founder of blue-chip consultancy MWM, to go for Ross McEwan as the new CEO of Royal Bank of Scotland.. read more

P2P lending has a lot of work to do

  • Author: GlobalData Retail
  • Published: 21 Feb 2017

Despite rapid growth, peer-to-peer business lending still represents a fraction of the SME lending market.. read more

Moven will find a small but receptive audience in the UK

  • Author: GlobalData Retail
  • Published: 14 Feb 2017

Consumer research by GlobalData shows that Moven, which has just entered the UK market, will find a receptive audience among a substantial minority of consumers looking for added-value account management services.. read more

Do you believe in the cybersecurity of your bank?

  • Author: Douglas Blakey
  • Published: 10 Feb 2017

And do banks believe in their own cybersecurity?. read more

Finovate Europe 2017: Three ways fintech could replace you

  • Author: Patrick Brusnahan
  • Published: 8 Feb 2017

With advancements in fintech becoming ever more frequent, people worry that banking could lose the human touch. Bankers should not be the only ones worried as many of the offerings on show at Finovate Europe this year could replace anyone of us. Here are a few examples.. read more

Will banking customers chat with chatbots?

  • Author: Patrick Brusnahan
  • Published: 8 Feb 2017

Banks are constantly attempting to bring the human touch into the digital realm through services such as video banking and online messaging. These involve a human on the other side, but with developments in artificial intelligence, this may no longer be required. The result is chatbots. read more

South West and Scotland the most attractive regions for SME lenders

  • Published: 3 Feb 2017

In April 2016 the UK government launched the SME credit data sharing scheme with nine banks and three credit reference agencies.. read more

Santander’s performance signals good things for European banks

  • Author: Douglas Blakey
  • Published: 1 Feb 2017

A modest two hearty cheers for Santander’s full year results.. read more

Sad but inevitable closure of the Airdrie

  • Author: Douglas Blakey
  • Published: 20 Jan 2017

Let me take you to Bellshill. Yes, Bellshill. For the uninitiated, it is a rather splendid, proud, down to earth (all right-it can be pretty rough) town 10 miles to the east of Glasgow and 37 miles to the west of Edinburgh.. read more

Retail lending in India: YES Bank introduces chatbot for instant loan offering

  • Published: 20 Jan 2017

YES Bank has launched YES mPower, a banking chatbot for its loan products – making it the only bank in India to offer this feature.. read more

UK current account propositions: retaining existing customers

  • Published: 12 Jan 2017

Verdict Financial’s 2016 Retail Banking Insight Survey reveals the best current account propositions in terms of their ability to retain customers.. read more

Will Corbyn’s proposed wage cap affect bankers?

  • Author: Patrick Brusnahan
  • Published: 11 Jan 2017

Leader of the Labour Party, and of The Opposition, Jeremy Corbyn has set out plans to curb boardroom pay. read more

Idea Bank leads the shift towards tailored pricing

  • Published: 11 Jan 2017

Idea Bank’s decision to offer car loans where the repayments vary in line with monthly mileage will lead to increased market share for the Polish provider. Flexible pricing will prove especially attractive for those with irregular driving patterns.. read more

Starling’s flying PR coup

  • Author: Douglas Blakey
  • Published: 11 Jan 2017

Well done to UK digital start-up Starling Bank for capturing some prize PR just prior to the Christmas break with news that it was investigating the possibility of delivering customers’ debit cards via drones.. read more


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