Toronto-Dominion Bank had 33 patents in mobile during Q1 2024. The Toronto-Dominion Bank has filed patents for a server system that analyzes historical data transfers to determine affordability and provide recommendations, a method for generating display data based on user interactions with a resource account, a system for providing notifications for expected transfers, an automated teller machine for depositing cheques, and a computer system for managing digital assets on a payment card network. GlobalData’s report on Toronto-Dominion Bank gives a 360-degree view of the company including its patenting strategy. Buy the report here.

Toronto-Dominion Bank grant share with mobile as a theme is 66% in Q1 2024. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: System and method for generating data transfer recommendations (Patent ID: US20240104526A1)

The patent filed by The Toronto-Dominion Bank describes a server computer system that analyzes historical data transfers within resource accounts to generate a data budget. When a data transfer request is received, the system determines the affordability based on the data budget and provides recommendations to afford the transfer. These recommendations can include combining resources from multiple accounts, opening a new account, splitting transfers, using loyalty points, reducing spending, increasing limits, or using a different account. The system can also remind users to eliminate certain transfers from the budget if needed.

Furthermore, the system can modify a graphical user interface on a computing device to display information about the data transfer request and recommendations. Users can select from these recommendations through the interface, and the system can complete the data transfer based on the chosen recommendation. The patent also covers methods and computer-readable storage mediums implementing these functionalities, providing a comprehensive system for managing data transfers and budgets effectively.

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GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.