Beyond the current account: Britain’s new banking competition

Dr Gulzar Singh explores how competition in British retail banking is moving beyond the traditional current account, with established banks, building societies and digital institutions increasingly helping customers manage their wider financial lives

October 16, 2026

Dr Gulzar Singh considers how open banking is changing customer relationships and why understanding a customer’s financial circumstances may become as important as holding their money; image credit: Khaohom Mali/shutterstock

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