Discover Financial Services has been granted a patent for a computing system that manages unbounded event streams. The system injects sentinels to indicate reconciliation rules, processes events within defined windows and shards, and generates reconciliation attributes, enhancing data management and event processing efficiency. GlobalData’s report on Discover Financial Services gives a 360-degree view of the company including its patenting strategy. Buy the report here.
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According to GlobalData’s company profile on Discover Financial Services, UWB-enabled payments was a key innovation area identified from patents. Discover Financial Services's grant share as of June 2024 was 36%. Grant share is based on the ratio of number of grants to total number of patents.
Event stream reconciliation system with sentinels
The patent US12045262B2 describes a computing system designed to manage and reconcile unbounded streams of events. The system includes a network interface, at least one processor, and a non-transitory computer-readable medium that stores program instructions. These instructions enable the system to identify the start and end of both windows and shards within the event stream. Upon determining these boundaries, the system injects specific sentinels—window open, shard open, shard close, and window close—into the event stream. These sentinels carry reconciliation rules that guide the processing of events within the defined windows and shards. The system is also capable of executing these rules to generate reconciliation attributes, which summarize the events processed.
Additionally, the patent outlines functionalities for a producer computing system, which can receive notifications from a consumer computing system regarding unsuccessful reconciliations of shards or windows. In such cases, the producer can retransmit the relevant sets of events. The reconciliation rules can vary for windows and shards, allowing for flexibility in processing. The rules may include metrics such as the number of events or shards, event signatures, and aggregations of event attributes. The system can execute these rules either after all events in a set are produced or after each individual event, providing options for real-time or batch processing. Overall, the patent presents a comprehensive framework for managing event streams with a focus on reconciliation and data integrity.
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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.
