Capital One Financial had 342 patents in cybersecurity during Q4 2023. Capital One Financial Corp’s patents filed in Q4 2023 cover a range of technologies including a system for secure document generation and printing, authentication using a mini-application, user authentication and fraud detection at card readers based on card movement, a quarantining system for potentially harmful API requests, and a method for processing transactions using virtual card numbers generated through a browser and mobile application integration. GlobalData’s report on Capital One Financial gives a 360-degreee view of the company including its patenting strategy. Buy the report here.

Capital One Financial grant share with cybersecurity as a theme is 43% in Q4 2023. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: Mobile web browser authentication and checkout using a contactless card (Patent ID: US20230419295A1)

The patent filed by Capital One Financial Corp. describes a method for processing transactions securely using a mobile device. The method involves a merchant web page generating a URI directed to an application, which is launched by the mobile OS upon selection. The application authenticates login credentials, associates user and session parameters with an account, receives a cryptogram from a contactless card, and verifies it with a server. The web browser then refreshes the page with a virtual card number (VCN) for transaction processing. The process ensures secure and efficient transaction processing on mobile devices.

The patent also includes claims related to associating user and session parameters with the account, generating VCNs based on authentication and verification, and receiving notifications for pending transactions. It further details the process of determining if the application is installed on the device, downloading and installing it if necessary, and displaying additional account information on the merchant web page. These claims highlight the comprehensive nature of the method, covering various aspects of secure transaction processing on mobile devices and ensuring a seamless user experience.

To know more about GlobalData’s detailed insights on Capital One Financial, buy the report here.

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GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.