Capital One Financial had 287 patents in artificial intelligence during Q4 2023. Capital One Financial Corp has filed patents related to utilizing biometric behavior to prevent inappropriate entry of sensitive information, selecting a stacked machine learning model ensemble pipeline architecture, generating real-time dynamic conversational responses using machine learning models, implementing a quarantining system for potentially harmful API requests, and providing sales notifications for better prices based on aggregated product information. GlobalData’s report on Capital One Financial gives a 360-degreee view of the company including its patenting strategy. Buy the report here.

Capital One Financial grant share with artificial intelligence as a theme is 48% in Q4 2023. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: Using biometric behavior to prevent users from inappropriately entering sensitive information (Patent ID: US20230418915A1)

The patent filed by Capital One Financial Corp. describes a method and system for utilizing biometric behavior to prevent inappropriate entry of sensitive information in electronic forms. The technology involves capturing a user's current biometric behavior specific to their interaction with the form, comparing it to past behavior to create a similarity score, and inferring incorrect entry of sensitive information based on a predetermined threshold. Machine learning is then used to generate a risk score and prompt the user to correct the information if necessary. Additional features include natural language processing, chatbot assistance, syntax comparison, and visual or audible indicators based on the risk score.

The system includes a processor coupled with memory that captures and compares biometric behavior, identifies sensitive information, triggers machine learning for risk assessment, and prompts the user for corrections. The system can train machine learning models using current and benchmark biometric behavior, utilize convolutional neural networks for similarity scoring, display instructions on electronic devices, provide chatbot assistance, and offer audible signals or text windows for user guidance. The technology aims to enhance data security by leveraging biometric behavior analysis to prevent incorrect entry of sensitive information, ensuring user data protection and reducing the risk of data breaches.

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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.