Assurant. has filed a patent for systems and methods for subscription-based product referrals. The invention involves receiving a user request to refer a subscription, selecting a social network connection, transmitting a referral request, determining acceptance, and providing a credit to the user. GlobalData’s report on Assurant gives a 360-degree view of the company including its patenting strategy. Buy the report here.

According to GlobalData’s company profile on Assurant, Cloud computing disaster recovery was a key innovation area identified from patents. Assurant's grant share as of January 2024 was 75%. Grant share is based on the ratio of number of grants to total number of patents.

Referral-based credit system for social network subscriptions

Source: United States Patent and Trademark Office (USPTO). Credit: Assurant Inc

The patent application (Publication Number: US20240029099A1) describes a method and system for identifying and managing bot accounts on a network site. The method involves accessing performance metrics of a network site user, determining a quality score based on these metrics to identify potential bot accounts, modifying the account settings of the identified user, and displaying a warning message on the graphical user interface to indicate the likelihood of the user being a bot. The warning message can also include actions like suspending or banning the user from the network site.

Furthermore, the system described in the patent application includes a processor and memory that execute instructions to access performance metrics, determine quality scores, modify account settings, and display warning messages on the graphical interface. The warning messages are designed to indicate the likelihood of a user being a bot based on predefined thresholds. Additionally, the system can generate performance metrics by analyzing the interaction history of the user on the network site and take actions like suspending or banning the user post displaying the warning message. This technology aims to enhance the security and user experience on network sites by effectively identifying and managing bot accounts.

To know more about GlobalData’s detailed insights on Assurant, buy the report here.

Premium Insights


The gold standard of business intelligence.

Blending expert knowledge with cutting-edge technology, GlobalData’s unrivalled proprietary data will enable you to decode what’s happening in your market. You can make better informed decisions and gain a future-proof advantage over your competitors.


GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.