Comment & Opinion

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The top five AI trends reshaping banking in 2026

As AI adoption accelerates, the focus shifts from implementing AI tools to embedding AI safely and effectively across core banking operations. Tamsin Crossland discusses where transformation is already evident

Analyst Comment

Bank of England plans to ease bank capital rules to boost lending, risking weaker credit quality

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Has premium banking become too predictable?

Analyst Comment

Sainsbury’s retreat highlights strong competition in the UK banking industry

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The great bank migration: Banking loyalty must now be earned

Analyst Comment

ToneTag’s eKosha brings AI-powered banking to India’s 72 million SMEs

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Red card at the World Cup: Can AI halt the financial flow of human trafficking?

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Where UK politics and fintech intersect

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The banker is coming back, and AI is the reason

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Is complexity becoming banking’s biggest risk?

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European tech investment in Q2 2026: How capital is organising around strategic sectors

Analyst Comment

Indian banks eye rural branches to unlock inclusion and stabilise funding

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Have banks forgotten how customers think?

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Preparing bank security operations for faster, more connected investigations

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Unlocking success in agentic banking

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Why 99% of sanctions screening alerts are false positives

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AI industrialisation: The next phase of banking transformation

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Regulation whiplash: Why security teams fear their compliance programmes are already obsolete

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What BNPL regulation means for retailers and how to prepare for July 2026

Analyst Comment

Surge in AI tools raises alarm over rising bank fraud

Analyst Comment

South Korea’s rise in household debt raises questions over financial stability

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UK bank ID scheme seeks to transform remote KYC, but who pays, and what happens when something goes wrong?

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Is there such a thing as a low-risk financial platform anymore?

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How can compliance keep up with AI agents?

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Instant payments: technology imperatives for banking leaders

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Banks are deploying AI faster than they can govern it

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Rethinking data centre strategy as a business imperative, not just an IT decision

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Buying volume or scope: Which M&A strategy will deliver most customer value in acquiring?

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Why playing it safe in a volatile world is the riskiest strategy of all

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Why creating an agentic bank is harder than it looks

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Why customers still experience one bank

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How consolidation is reshaping growth strategies for Canadian credit unions

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Fraud Strategy shifts the burden upstream – and banks are in the firing line

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Are banking customer expectations moving faster than retail banks can keep up with?

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The translation trap: Why AI won’t solve the COBOL crisis

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Perpetual KYC implementation: How banks are managing risk now

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When customers move between channels, banks and credit unions must move with them

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Pay by Bank is fragmenting: That’s a sign it’s working — but there’s a catch

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