Inclusive lending will shape the future of retail credit in the wake of BNPL regulations

As consumer finance adjusts to the new BNPL regulatory environment, Andy Smith highlights the potential for the sector to unlock interesting opportunities by drawing on key learnings from the inclusive lending market

September 25, 2026

Compliance must not dilute responsible access to buy now pay later, argues Andy Smith; image credit: stoatphoto/shutterstock

Unlock FREE Access to Premium Content

Discover exclusive forecasts, analyst insights and in-depth retail banking industry analysis.

With a free Retail Banker International profile, you can:

Access exclusive analyst commentary
View premium forecasts and data-driven insights
Stay up to date with retail banking news, regulatory developments and market trends
Receive alerts when new premium content is published