All articles by Douglas Blakey

Douglas Blakey

The evolution of embedded finance in 2024

Luuk Visschedijk examines the intensifying synergy between AI and embedded offerings, embedded finance’s advancing lead in financial inclusion and the proliferation of cross-sector partnerships birthing innovative new services

Customer satisfaction with primary banks remains high: EPAM Continuum

The fourth annual Consumer Banking Report from EPAM Continuum underscores increasing consumer expectations for enhanced digital capabilities, with the emergence of fintech disruptors offering more personalised and convenient digital experiences

ANZ welcomes Australian Competition Tribunal Suncorp decision

Competition regulator overrule gives ANZ green light to acquire Suncorp

Harnessing the power of data: Its role in secure and unsecured lending decision-making

Paul O’Sullivan offers valuable insights into how data-driven insights empower lenders to make informed decisions, ensuring financial stability for both borrowers and lenders amidst the current economic challenges

The challenges of IBAN discrimination: Why sending money across the EU isn’t plain sailing

Euro transactions between any bank in any SEPA transaction should be seamless but internal risk management guidelines within banks make blocked payments based in the IBAN prefix commonplace. Maya Kumar discusses potential solutions

Temenos releases FY23 results, continues search for new CEO, responds to Hindenburg report

Temenos board to oversee a thorough examination of the allegations raised by Hindenburg Research with independent third parties

Capital One to acquire Discover in $35.3bn deal

If regulatory approval is granted, the acquisition will create the 6th largest US bank by assets and create a global payments platform at scale

NatWest launches Olympics Team GB ad campaign

NatWest kick off campaign to support British Olympics team for Paris Olympics

Westpac Q124 net profit inches down by 6%

Australian lenders benefit as interest rates increase but competition for retail deposits and mortgage loans impact margins, offsetting some of the gains

Unregulated vs regulated – why non FCA authorised firms have responsibility to set the standard

With innovation in financial services moving faster than regulation, many financial service providers remain unregulated. Alexis Alexander highlights the responsibility for financial service providers who operate in an unregulated space to set a precedent