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What could keep Dubai from becoming a cryptocurrency capital?
Dubai must tackle three major challenges to ensure its future as a global cryptocurrency hotbed: the risk of fraud, talent shortages and international competition.
Cover Genius bags $70m Series D amidst insurtech investment drop
Money seems to be drying out in the insurtech industry after the Covid-19 boom.
Klarna rival Tymit bags £23m round as BNPL industry keeps struggling
Late fees and a white label credit card are two of the things that make Tymit stand out in the increasingly crowded buy-now-pay-later market.
What fintech experts hate that you get wrong about embedded finance
Embedded finance is one of the most promising areas of fintech, but experts are tired of people getting things wrong about it.
Is this the end of buy-now-pay-later?
Analysts warn that the buy-now-pay-later industry only has a small window of time to save itself.
“Shoot now, pay later”: Fintech has become the latest gun control battleground
Fintech firms have found themselves at the centre of the US gun control debate.
Klarna CEO bullish despite tripling losses
The CEO of Klarna remains confident and takes a jab at rival Affirm as he reports that losses have tripled so far this year.
Block lawsuit over cybersecurity incident is the latest setback for Jack Dorsey
Bock getting sued for failing to live up to its commitment to defend users’ privacy is another thing for Jack Dorsey to worry about
CTO Talk: Q&A with Andrey Korchak of Monite
Why Monite’s CTO doesn’t fear the fintech slowdown.
Have a taste of this: OakNorth boosts board with Gousto founder hire
OakNorth adds some special sauce to its board
African fintechs enjoy record funding, but market volatility could stop the party
A perfect storm of market volatility, red tape and poor infrastructure threatens to pop the African fintech bubble
FUEL bags €1.5m in funding as NFT bubble threatens to pop
Despite signs that the NFT bubble is about to bust, FUEL just bagged €1.5m to keep minting digital tokens
in3 bags $11.1m Series A to provide BNPL with a difference: “We don’t want to put people in debt”
The buy-now-pay-later sector is getting crowded, but Dutch in3 believes it can compete thanks to its social responsibility-focused product.
AI cyberattacks challenge South Korean banks’ duty of care to customers
AI-powered attacks on South Korean banks exposed 100,000+ customers’ data, exposing security gaps and shaking confidence in digital finance, writes Bhavya Patel
Board effectiveness review: What should Britain’s banking boards actually change?
Dr Gulzar Singh explains why board effectiveness reviews should go beyond governance formalities and lead to meaningful improvements in board oversight, decision-making and accountability
AI agents won’t break banks but they will force them to evolve
Steve Morgan forecasts a wave of autonomous agents will have an impact on the banking sector but not as fast as some excitable analysts would like to believe
Beyond the current account: Britain’s new banking competition
Dr Gulzar Singh explores how competition in British retail banking is moving beyond the traditional current account, with established banks, building societies and digital institutions increasingly helping customers manage their wider financial lives
From annual audits to continuous resilience in retail banking
Ian Bowell explores how retail banks can pivot from annual audit panic to continuous proof and sets out how to create an audit-ready evidence trail across payments, customer systems and digital services
Real-time payments need real-time foundations
As expectations for faster, more seamless payments continue to rise, modernising the legacy estate is becoming a business imperative rather than simply an IT priority, explains Vivek Dwivedi
Three frameworks, one AI governance challenge
As financial services organisations seek to balance innovation with increasingly demanding regulatory expectations, Marco Eggerling offers expert practical insight into how firms can build governance frameworks that satisfy regulators without slowing digital transformation
Peak trading is the stress test for your payments estate
Jean-Philippe Niedergang explains why retailers should be looking at terminal performance, estate visibility, remote support, SoftPOS and failover ahead of peak shopping periods such as Black Friday and Christmas
Onchain credit needs payment data, but it also needs to keep it private
Visa’s recent move to make settlement data available to support onchain credit points to a much bigger market, but only if card programmes and fintechs can share their numbers without publishing them, says Jeremy Bradley
How credit unions can solve the hidden costs of fragmented banking
Credit unions’ personalised support uniquely positions them to become a true primary partner, argues Cary Strange. He sets out the service criteria they must meet if they are to attract and win primary SMB relationships