Tinkoff customers are being tempted with a Valentine’s Day promotion for 14 February. All Tinkoff customers will get an increased cashback of 14% for spending in restaurants on 14 February.

To get the extra 14% cashback, Tinkoff cardholders need to reserve a table in a restaurant on 14 February in the Tinkoff mobile app “Services” / “Restaurants”.

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Alternatively, they can use their personal account on Tinkoff.ru “Services” / “Restaurants”.

In addition, customers need to pay the bill in the reserved restaurant with their Tinkoff card.

If the restaurant also offers visitors their own bonus, then it will be added to the Tinkoff cashback. For example, the bonus from the restaurant itself is 6%. Cashback for participation in the Tinkoff Valentine’s Day campaign is 14%. Accordingly, customers will total cashback of 20%.

Cashback can be obtained only once for booking a table in one restaurant. The maximum cashback is RUB1,000 ($16).

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Anna Mikhina, Tinkoff Life Style Services Development VP says: “Every month, several tens of thousands of Tinkoff customers reserve tables in restaurants using our service. On the eve of Valentine’s Day, we see that the number of bookings has grown 10 times on ordinary days.”

Tinkoff backs new fintech venture

Separately, Tinkoff is investing in a new fintech venture being launched by two if its senior managers.

Indeed, Tinkoff will be the key investor in the project set up by Artem Yamanov and Alexander Emeshev. Tinkoff’s commitment is an investment of up to €25m.

The fintech plans to debut later this year. It will be providing non-credit financial products to European retail clients.

Artem Yamanov, co-founder of the new fintech venture, comments:”I would like to thank Tinkoff Group, one of the world’s most innovative financial and lifestyle ecosystems, for becoming our seed investor.

“My team and I are looking forward to applying our deep tech and UX expertise in a new market, as consumers in Europe look for better, more intuitive financial services to meet their everyday needs.’’