National Australia Bank (NAB) has unveiled its new offering which enables customers to continue using their Visa credit cards through NAB Pay even if their card is stolen or lost.

The new instand card feature allows customers having NAB Pay on their compatible Android devices to use the replacement card within minutes of it being issued, without waiting for the physical card to arrive.

NAB executive general manager of consumer lending Angus Gilfillan said: "Having NAB Pay means being able to use your cards easily, quickly, and without fuss through your mobile phone.

"By adding this new instant feature, we’re making NAB Pay even more convenient for many of our customers that need replacement cards."

Customers who want to obtain a replacement card can call NAB and follow the instruction to link to their new card in their NAB Pay digital wallet, which is instantly available to use.

"This will be particularly useful for customers who are travelling; we know this is often when customers want the confidence they will always have an easy way to pay," Gilfillan added.

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The bank said that an additional six NAB Visa credit cards will also be added to NAB Pay, which will facilitate use of all personal NAB Visa credit cards on the app.

Since its launch in January, NAB Pay was used for more than 225,000 debit and credit transactions.