India’s ICICI Bank has unveiled iMobile SmartKeys, a payment service that uses a smartphone keyboard, to make transactions as easy as texting.

The service will enable users to make quick and secure payments on any mobile application including chat, messenger, email, games or search browser without having to exit their current application in their smartphone.

The new feature, developed by one of the winners of the bank’s app developing competition, uses a one-step secure verification process.

The bank said that by using ‘iMobile SmartKeys’ features, customers can transfer money to their registered beneficiaries, pay their utility bills as well as recharge their mobile numbers.

The feature is currently available for iOS phones. The bank intends to make it available soon on the Android Operating Systems (OS) as well.

ICICI Bank chief technology & digital officer B. Madhivanan said, “We are delighted to introduce ‘iMobile SmartKeys’, which is a testimony to our continuing co-creation initiatives with innovative technopreneurs. We believe that this feature will deliver an unparalleled banking experience to our customers by enabling quick and secure payments without having to switch any tab or applications within their smartphones.”