N26, a Berlin-based digital banking start-up, has expanded its reach in Europe by launching its service in Belgium, Estonia, Finland, Latvia, Lithuania, Luxembourg, Netherlands, Portugal, and Slovenia.

The firm, launched in Germany and Austria in January 2015,  launched in France, Greece, Ireland, Italy, Slovakia, and Spain in December last year.

To accommodate the expansion into new markets, the firm’s app, website, video ID verification process, and customer service will now be available in French, Spanish, and Italian, as well as German and English.

N26 said that it is collaborating with several fintech startups and financial providers across the globe to incorporate their apps into its services, instead of developing all products in-house.

N26 founder and CEO Valentin Stalf said: “The European reach will give us the scale to disrupt retail banking further and take full advantage of our highly scalable and cost efficient systems we have built over the last years.”

N26 secured a full banking license from the Federal Financial Supervisory Authority and the European Central Bank in earlier this year. The various features offered by the startup include an eight-minute sign up process, instant money transfers, and real-time transaction notifications.