Air Bank, a Czech Republic-based financial institution, has piloted Diebold Nixdorf’s new contactless machine that allows users to withdraw cash without inserting a card into the card reader.

Diebold’s CS 2020 card dispenser facilitates authentication and transaction without using a card reader or PIN pad. For authentication, users can tap a near field communication (NFC)-enabled card or a NFC-sticker that can be attached to a smartphone to the reader and enter their PIN on the encrypted touchscreen.

The technology vendor asserts that the use of a contactless reader and encrypted touchscreen for authentication mitigates risks of card trapping and skimming attacks.

Air Bank product manager for cards Jaromir Vostry said: "Simplicity is one of the key values of our bank. With enhanced functions, the new contactless ATMs enable customers to withdraw cash as easily, comfortably and securely as they are used when making contactless payments in shops and other places."

Diebold Nixdorf senior vice president of systems Ulrich Naher said: "With the CS 2020, we as a technology innovation leader created a system that merges today's needs with tomorrow's vision for cash access for all users. And we are offering the familiarity, security, and functionality consumers expect across retail banking omnichannel environments."