U.S. Bancorp has filed a patent for a method to improve network traffic by efficiently routing transaction requests to subsets of computers based on transaction protocols. The method involves comparing values, selecting subsets of computers, and transmitting messages for completing transactions between accounts. GlobalData’s report on U.S. Bancorp gives a 360-degree view of the company including its patenting strategy. Buy the report here.

According to GlobalData’s company profile on U.S. Bancorp, Virtual banking assistant was a key innovation area identified from patents. U.S. Bancorp's grant share as of January 2024 was 94%. Grant share is based on the ratio of number of grants to total number of patents.

Improving network traffic to subsets of computers

Source: United States Patent and Trademark Office (USPTO). Credit: U.S. Bancorp

A recently filed patent (Publication Number: US20240039857A1) outlines a method for enhancing network traffic to specific subsets of computers. The method involves a processor receiving a transaction request with details of sending and recipient accounts and a value, comparing the value to a predefined threshold, identifying a transaction protocol based on this comparison, selecting a subset of computers based on the protocol, and transmitting a message to each computer in the subset to complete the transaction. The system also establishes connections with the selected computers before the transaction, identifies timestamps and network packet counts, and adjusts transaction protocols based on network packet percentages.

Furthermore, the patent describes a system and a non-transitory computer-readable storage medium embodying instructions for executing the method. The system includes processors configured to receive and process transaction requests, establish connections, and select subsets of computers based on transaction protocols. The non-transitory computer-readable storage medium contains instructions for receiving transaction requests, comparing values to thresholds, identifying transaction protocols, selecting computer subsets, and transmitting messages for transaction completion. These innovations aim to streamline network traffic management and enhance transaction efficiency across different subsets of computers based on specific protocols and criteria.

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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.