All articles by Douglas Blakey
Douglas Blakey
Four in ten SMEs prefer fintech lenders over mainstream banks when seeking business finance
70% of SMEs admit they wouldn’t have survived the cost-of-living crisis without alternative finance options, according to research from Sonovate
CaixaBank Q3 2023 net profit +19% to €1.52bn
Spanish-based CaixaBank reports continued improvement in profitability and efficiency with ROE reaching 11.9% and recurring cost-to-income ratio falling to 42.6%
NatWest Q3 2023: profit rises but margin fears dim full year outlook
NatWest reports third quarter attributable profit of £866m (Q32022: £187m) but the net interest margin of 2.94% drops 19 basis points from the prior quarter
Living paycheque to paycheque: three generations struggling to build finances for tomorrow
Gen Y, Gen X and Gen Z are feeling the impacts of financial-related stress as they try to cover costs today and save for the future
UK 7-day current account switching on track for record year
2023 is on track to represent a record year for 7-day current account switching since the service launched back in 2013
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HSBC’s credit history passport set to boost the bank’s presence in the UK credit card market
HSBC’s collaboration with Nova Credit represents a great opportunity to tap into the huge expat customer base and grow credit card market share, writes Phoebe Hodgson
Standard Chartered Q3 2023 earnings miss forecasts, pretax profit dips by 2%
Standard Chartered forecasts for 2024 unchanged with income growth expected in the 8-10% range and a forecast RoTE greater than 11% RoTE
Unlocking the untapped lending potential of ethnic minority-led businesses
Lending Standards Board highlights the pressing need for more equitable access to finance
UK Finance H1 fraud report: industry reaction
Criminals stole £580m through unauthorised and authorised fraud in the first half of 2023, a 2% decrease compared with the same period in 2022
Barclays Q3 2023: net profit dips by 16% but beats forecasts
Barclays net profit for the three months to end September falls by 16% from the year ago quarter to £1.27bn with resilient consumer and credit card numbers enabling the bank to beat analyst forecasts