All articles by Douglas Blakey
Douglas Blakey
Over 14 million UK adults view monthly savings contributions as an “essential outgoing”
Shariah-compliant challenger bank, Gatehouse Bank, reveals research examining UK adults’ attitudes to spending and saving
Consumers going digital as better rates push one-third of UK savers to a new provider
In the past two years, 34% of UK adults have opened a savings account with a new bank or savings provider according to SmartSave
Four in ten SMEs prefer fintech lenders over mainstream banks when seeking business finance
70% of SMEs admit they wouldn’t have survived the cost-of-living crisis without alternative finance options, according to research from Sonovate
CaixaBank Q3 2023 net profit +19% to €1.52bn
Spanish-based CaixaBank reports continued improvement in profitability and efficiency with ROE reaching 11.9% and recurring cost-to-income ratio falling to 42.6%
NatWest Q3 2023: profit rises but margin fears dim full year outlook
NatWest reports third quarter attributable profit of £866m (Q32022: £187m) but the net interest margin of 2.94% drops 19 basis points from the prior quarter
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Living paycheque to paycheque: three generations struggling to build finances for tomorrow
Gen Y, Gen X and Gen Z are feeling the impacts of financial-related stress as they try to cover costs today and save for the future
UK 7-day current account switching on track for record year
2023 is on track to represent a record year for 7-day current account switching since the service launched back in 2013
HSBC’s credit history passport set to boost the bank’s presence in the UK credit card market
HSBC’s collaboration with Nova Credit represents a great opportunity to tap into the huge expat customer base and grow credit card market share, writes Phoebe Hodgson
Standard Chartered Q3 2023 earnings miss forecasts, pretax profit dips by 2%
Standard Chartered forecasts for 2024 unchanged with income growth expected in the 8-10% range and a forecast RoTE greater than 11% RoTE
Unlocking the untapped lending potential of ethnic minority-led businesses
Lending Standards Board highlights the pressing need for more equitable access to finance