All articles by Douglas Blakey

Douglas Blakey

Why embedded finance is the next growth frontier for banks and merchants

Merchants of all sizes and in all sectors must adapt to meet changing customer expectations and leverage new technologies to drive growth, explains Ross Taylor

Cloud Computing in Financial Services – GlobalData Strategic Intelligence new report alert

Cloud spending in financial services will hit $205bn in 2028 reveals GlobalData

The strategic needs and challenges facing fintech businesses

As cross-border growth becomes increasingly key to fintechs’ success so too is the importance of International Finance Centres as global fintechs look to scale their business, explains Elise Donovan

Monzo dodges full FCA fine with discount despite crime control failings

Monzo’s credibility will hinge on demonstrating that governance, not just growth, is embedded at its core as it plots an IPO, explains Verity Lee

FCA plans to regulate BNPL-industry reaction

Borrowers will require to pass new affordability checks from July 2026 as part of Financial Conduct Authority plans to regulate the buy now, pay later sector

What keeps European payment executives awake at night? New Celent report alert

European banks expect regulatory changes to have the biggest impact on the payments market over the next five years, reports Celent

The cost of disharmony: Why banks must rethink the money lifecycle

Misalignment across the money lifecycle is costing financial institutions billions annually. Kanv Pandit explains how a move towards greater harmony across systems can deliver more resilient, efficient and customer-centric operations

AI in financial services: The buzz, the boom, and the blind spots in security

AI is now indispensable to financial operations. Steve Street assesses if cybersecurity is up to the task

Missed by the headlines: The true story of European tech’s Summer 2025

Oleg Khusaenov assesses the European tech scene and sets out where meaningful bets are being placed

Navigating the new age of tourism with contactless payments

José Luis Arias explains why a seamless payment experience is key for a flawless customer experience across contactless cards, mobile wallets, and QR-based payments as the summer season gathers pace