All articles by Douglas Blakey
Douglas Blakey
Deferred Payment Credit comes within the FCA’s perimeter
Ben Player sets out compliance issues that may arise from regulation of BNPL providers, how added regulatory scrutiny will affect the sector and how the UK’s approach to BNPL regulation compares to other jurisdictions
How UK banking can boost productivity and achieve operational excellence using Agentic AI
AI is no longer seen as an add-on. It is expected as a standard in enterprise IT infrastructure, explains Dr Andreea Plesea
Law’s AI revolution should inspire the Government’s growth mission
Ross McNairn explains how the UK Government can learn from the AI-driven transformation happening in legal services to tackle bureaucracy and unlock growth
AI won’t ‘eat’ embedded payments in SaaS: It will make it more valuable
Amid some concerns that AI could upend traditional software business models, creating pressure points across the tech landscape, Chris Jones offers a contrarian, expert view, focused specifically on vertical SaaS platforms with embedded payments
Infrastructure is the missing link for stablecoins
Despite the promise of stablecoins, Steve Cook argues that they are exposing the limits of legacy banking infrastructure, which could limit their impact
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Chase hammers home branch advantage
Douglas Blakey contrasts the Chase branch strategy with its two largest US retail banking peers, a policy that dates back to the financial crisis
RBC creates new AI Group to help bring top AI opportunities to market
Veteran tech executive Bruce Ross to lead the new group as Group Head, AI and report to RBC’s CEO
Digital payments sovereignty: Industry responds to UK domestic card payments alternative
Industry experts offer RBI their take on the possibility of a new UK domestic payments network
From invisibility to inclusion: Fixing the hidden barriers in credit access
Michele Tucci explores why financial exclusion continues to persist even as digital banking expands globally
From AI pilots to AI performance: why financial services’ next step is operationalising AI at scale
Fernando Castanheira, the former JPMorgan Chase CTO, explores why so many banks and peers struggle to turn AI projects into enterprise-wide value