All articles by Douglas Blakey

Douglas Blakey

Nearly six months on, is the UK’s fraud strategy keeping pace with the threat?

Nearly six months into the UK’s new Fraud Strategy, losses remain high and financial crime teams say emerging threats are developing faster than they can respond, writes Silvija Krupena

The psychology of Gen Z spending in a frictionless world

Tiffany Johnson explores the psychology behind Gen Z’s spending habits and the tension shaping how they engage with modern payments

Stop trying to be my main bank: Give me a reason to choose you

Santosh “San” Nakra-Shah explores whether we’re moving towards a world where having a “main bank” doesn’t mean what it used to

Beyond the CLARITY Act, crypto’s next challenge is cross-border coordination

Elise Donovan discusses what the CLARITY Act means from a global perspective and why IFCs will play an increasingly important role in the sector’s development?

Interview: Kyndryl’s Tom Race on banks’ AI ambition versus infrastructure reality

Banks are racing to operationalise AI and modernise customer experiences but as Tom Race of Kyndryl tells Douglas Blakey, many of them are discovering the foundations underneath aren’t built for the scale and scrutiny ahead

The hidden costs shaping international trade for UK SMEs

Could hidden FX costs be putting SME supplier relationships at risk? Rupert Lee-Browne discusses how recent geopolitical tensions have impacted international payments for SMEs and explains why optimising payments strategy is key

Is the UK ready for the agentic AI fraud threat?

As AI assistants begin managing money on people’s behalf and criminals start using agents, Jonathan Frost argues UK banks must focus less on who is making a payment and more on why

Knowledge management in agentic systems Part 1: Foundations – New Celent report alert

Authored by Craig Beattie, Principal Architect & Technology Advisor at Celent, the report is the first of a four-part series on knowledge and memory in agentic AI systems

Why the UK is the place to go global for instalment payments

Alex Forsyth-Thompson explains why the UK is both the hardest and the most attractive market to launch Float, the technology platform that lets shoppers split a purchase into monthly instalments on the credit card they already hold

When AI becomes infrastructure, failure looks different

An AI-enabled service can remain available while its behaviour, consistency or output quality begins to deteriorate. How should organisations understand and manage technology failure once AI becomes an operational dependency, asks Dr Gulzar Singh