The Luxembourg banking community has chosen Worldline’s Access Control Server (ACS) solution for 3D-Secure, in collaboration with Luxembourg-based certification authority LuxTrust.

The move comes as Luxembourg and other 27 European national authorities pledged to adhere to the European Banking Authority (EBA) guidelines, which require strong authentication to secure internet payments in order to combat fraud.

The guidelines have been effective since 1 August 2015 and will apply till the expected introduction of the PSD2 requirements in 2018/19.

The 3D-Secure has been designed to fight fraud by enabling verification of cardholder authentication during e-commerce transactions.

Worldline’s ACS solution, which is delivered in SaaS mode, offers straightforward workflow management, activity monitoring and reporting, along with fraud prevention tools.

The solution is currently used by millions of cardholders daily across 15 countries across the globe.

Worldline will capitalise on LuxTrust’s client base of about 350,000 in Luxembourg and nearby cross-border regions of surrounding countries, with systems of LuxTrust to be directly connected to Worldline’s ACS solution.

Worldline managing director for financial processing and software licensing Wolf Kunisch said: “Security is key in e-commerce and cardholder authentication is becoming ever more important.

“Backed by over 40 years of expertise in payment security, Worldline is a 3D¬Secure leader with its Worldline ACS platform and strong authentication services. Worldline is proud to team up with Luxembourg’s banks to secure their e-commerce payments.”