French fintech firm Younited has raised a total of $170m in a funding round to bolster its footprint in Europe.

The fundraising added Goldman Sachs Asset Management and Bridgepoint as its investors. The company’s existing backers Eurazeo, Bpifrance Large Ventures and AG2R La Mondiale also participated in the round.

Younited has raised a total of $400m from its shareholders.

About Younited:

Launched in 2012, Younited is an EU-authorised and regulated credit institution offering personal loan services. The company also offers BaaS technology solutions to businesses and works with other companies to offer credit products.

Since its launch, Younited has facilitated more than €2.6bn of loans. Currently, it is present in five countries.

Future Plans:

Younited plans to utilise the proceeds to consolidate its presence in France, Italy, Spain, Portugal and Germany.

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It also plans to industrialise its B2B offering and aims to roll out Younited Pay solution in the second half of 2021. Younited Pay will enable e-businesses and brick-and-mortar stores to offer extended payment services.

Additionally, Younited plans to strengthen its workforce by hiring an additional 200 employees by the end of 2022. Currently, it employs around 440 people.


Younited co-founder and CEO Charles Egly said: “This new – significant – equity round will allow us to invest heavily towards a more disruptive technology and data-driven product for the benefit of our clients and partners as we accelerate innovation.

“More specifically, we are delighted to welcome Goldman Sachs and Bridgepoint, two renowned shareholders who, thanks to their deep financial and tech expertise, and alongside our historical shareholders, will help us to grow Younited into a global technological leader in the lending and payment sector.”