Dutch mobile banking start-up bunq has expanded into Germany and Austria with the launch of its open application programming interface (API).

The startup said that its new API will allow developers to integrate bunq’s real-time payments system into their own apps.

Founded by Ali Niknam in 2013, the startup opened for business in the end of 2015. Operating under a Dutch banking licence, the company enables its clients send money requests, start a shared account and pay bills.  

bunq CEO Ali Niknam: "We are the bank you add to enrich your life with all kinds of unique applications. Daily routines become smarter and more fun as we’re offering short cuts for existing services.

"Think of it like WhatsApp. It simplified the way we communicate. We believe that everybody should be able to enjoy bunq. Launching our app in Germany and Austria brings us one step closer to that dream."