China UnionPay had 27 patents in cybersecurity during Q4 2023. The patent filed by China UnionPay Co Ltd in Q4 2023 relates to a card management method involving storing different types of universal card instances in a security element of a user terminal for transaction verification. The method includes sending a card binding message to a server, receiving a card transaction identifier, and storing it in the security element for future transactions. GlobalData’s report on China UnionPay gives a 360-degreee view of the company including its patenting strategy. Buy the report here.

China UnionPay grant share with cybersecurity as a theme is 40% in Q4 2023. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: Card management method, user terminal, server, system and storage medium (Patent ID: US20230351384A1)

The patent application by China UnionPay Co Ltd. describes a card management method involving a user terminal, server, and security element. The method includes sending a card binding message to the server, receiving a card transaction identifier, and storing it in the security element for transaction verification. Additional steps involve online and offline transaction verification, initialization processes, updating program data packages, and setting default cards. The server's role includes receiving card binding messages, allocating card transaction identifiers, establishing mapping relationships, and sending transaction verification information to the user terminal.

Overall, the method aims to enhance card security and streamline transaction processes by efficiently managing card instances, authentication information, and transaction identifiers between user terminals and servers. By utilizing secure channels, encryption techniques, and dynamic verification codes, the system ensures the integrity and confidentiality of card-related data. Additionally, the method allows for flexibility in updating program data packages, setting default cards, and deleting card information as needed. This patent application showcases an innovative approach to card management in the digital payment ecosystem, emphasizing security, efficiency, and user convenience.

To know more about GlobalData’s detailed insights on China UnionPay, buy the report here.

Premium Insights


The gold standard of business intelligence.

Blending expert knowledge with cutting-edge technology, GlobalData’s unrivalled proprietary data will enable you to decode what’s happening in your market. You can make better informed decisions and gain a future-proof advantage over your competitors.


GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.