Capital One Financial had 185 patents in mobile during Q4 2023. Capital One Financial Corp has filed patents for systems and methods related to in-store purchases, user assistance for transaction validation, secure document generation and printing, managing accounts with multiple profiles and spending limits, and determining exchange rates for virtual points based on user profiles and gaming history. GlobalData’s report on Capital One Financial gives a 360-degreee view of the company including its patenting strategy. Buy the report here.

Capital One Financial grant share with mobile as a theme is 42% in Q4 2023. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: Systems and methods for purchase device (Patent ID: US20230419376A1)

The patent filed by Capital One Financial Corp. describes systems and methods for facilitating in-store purchases through a customer device that receives and stores customer data, including preferences. The method involves identifying a merchant at the customer's location, determining a customer order based on the stored preferences, and transmitting a notification to the merchant device with the customer order.

The system outlined in the patent includes a mobile device that receives customer data, identifies a merchant through geo-fencing, determines a customer order based on available items and preferences, and sends a notification to the merchant device. The method also allows for customer selections to trigger the notification, with preferences including categories of merchants, desire to transmit notifications upon approaching a merchant, and considerations like time of day or frequency of orders. The system utilizes location-based measurement and wireless data transmission, ensuring seamless communication between the customer device, merchant device, and financial service provider device for efficient in-store purchases.

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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.