Finacle is the market-leading digital banking solution platform from EdgeVerve Systems, a wholly owned subsidiary of Infosys.
We enable banks to drive digital transformations to achieve insight–driven interactions, seamless customer experiences, larger ecosystem play, and universal automation. Financial institutions in over 100 countries currently use our platform to manage 1.3 billion accounts and more than a billion consumers.
Finacle is consistently rated as a leader in the market by leading industry analysts and is proven to be the most scalable banking platform globally.
Our solutions address a wide range of applications, including:
– Core or omnichannel banking
– Liquidity or wealth management
– Artificial intelligence
– Blockchain requirements
These products are available for on-site deployments or as Cloud-hosted banking platforms.
Our platform’s flexible structure and enterprise-class capabilities help banks to enhance operational agility and efficiency, as well as significantly improve the omnichannel customer experience. Finacle has over 500 client deployments and an assessment of the top 1,250 banks worldwide reveals that companies powered by our Core Banking solution achieve a 7.2% points lower costs-to-income ratio than others.
Simplifying digitisation for the financial industry
Finacle’s comprehensive and versatile platform provides innovation and growth for all types of financial institutions.
Well-established financial institutions such as DBS, ICICI Bank, Standard Bank, Emirates NBD and Equity Bank have chosen Infosys Finacle for comprehensive digitisation across front-to-back enterprise systems.
Infosys Finacle is also the preferred solution for digital-only banks without a branch network such as Discover Financial Services, Marcus by Goldman Sachs, DBS DigiBank, Nequi by Bancolombia.
Our solution also enables banking innovation for financial technology (FinTechs) organisations such as Paytm, which has selected the Finacle Core Banking Solution to drive its payment banking business. Non-financial companies are also relying on Infosys Finacle to take their value proposition to the market. For instance, India Post, one of the largest postal services worldwide with 25,000 branches, uses our platform to efficiently serve 560 million customers and 658 million accounts through its post offices, agents and digital channels.
Comprehensive and advanced digital platform
Driving the digital transformation for this wide range of financial players means providing solutions that are both comprehensive from a banking perspective and flexible to address a client’s distinct challenges. Finacle can integrate these tools into a complete suite of solutions.
Our products are designed to address all servicing channels, business functions, and banking types, so it supplies all financial organisations with operational capabilities, architecture and delivery readiness.
Finacle’s modular structure enables you to choose any combination of solutions to meet your specific business priorities and modernisation strategy, ranging from a complete digital overhaul to a progressive phase-by-phase approach.
The digital revolution is only just beginning. Overcoming the disruption and keeping pace with the new ways we live, communicate and do business requires banks to become truly digital today and to anticipate the future digital landscape. Join the global community of financial leaders who are innovating and transforming with Finacle.