All articles by Douglas Blakey
Douglas Blakey
Why SVB still matters – and what banks must do now to avoid the next crisis
Stas Melnikov, Head of Quantitative Research and Risk Data Solutions at SAS discusses the key lessons that must not be forgotten arising from the SVB collapse with RBI editor Douglas Blakey
When institutions lose judgement
Dr Gulzar Singh examines how modern institutions increasingly separate authority from responsibility, allowing decisions to be processed correctly while judgement becomes diffuse and difficult to locate
Beyond banking: How CX Is fintech’s real growth engine
Nick Merritt discusses the contrasting challenges facing fintechs in the US and Europe and why optimising the customer experience is key to winning market share from the incumbents
Beyond the stablecoin debate: why banks must prepare for execution
Vijay Oddiraju discusses what it will take to move stablecoins from pilots into live banking environments and explains that stablecoins only succeed when supported as another rail within existing payment architectures
Deferred Payment Credit comes within the FCA’s perimeter
Ben Player sets out compliance issues that may arise from regulation of BNPL providers, how added regulatory scrutiny will affect the sector and how the UK’s approach to BNPL regulation compares to other jurisdictions
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How UK banking can boost productivity and achieve operational excellence using Agentic AI
AI is no longer seen as an add-on. It is expected as a standard in enterprise IT infrastructure, explains Dr Andreea Plesea
Law’s AI revolution should inspire the Government’s growth mission
Ross McNairn explains how the UK Government can learn from the AI-driven transformation happening in legal services to tackle bureaucracy and unlock growth
AI won’t ‘eat’ embedded payments in SaaS: It will make it more valuable
Amid some concerns that AI could upend traditional software business models, creating pressure points across the tech landscape, Chris Jones offers a contrarian, expert view, focused specifically on vertical SaaS platforms with embedded payments
Infrastructure is the missing link for stablecoins
Despite the promise of stablecoins, Steve Cook argues that they are exposing the limits of legacy banking infrastructure, which could limit their impact
Chase hammers home branch advantage
Douglas Blakey contrasts the Chase branch strategy with its two largest US retail banking peers, a policy that dates back to the financial crisis