All articles by Douglas Blakey

Douglas Blakey

Celent launches AI-enabled intelligence to help financial institutions make quick technology decisions

GlobalData’s Celent unit brings research, advisory expertise, proprietary data, and AI-driven discovery into a single platform

Hybrid banking and the coordination challenge behind modern financial systems

Dr Gulzar Singh reflects on how banks are managing the growing complexity of hybrid banking environments and the need to better coordinate systems and workflows across modern financial infrastructure

Cash acceptance is the key to ensuring payments resilience 

Ross Borkett explains how weather disruption, connectivity outages and system failures are exposing single points of failure in the digital payments ecosystem, reinforcing why cash still forms part of a resilient, mixed payment infrastructure

2026 is the year the marketing funnel finally dies

Sabri Suby explains why the traditional awareness-to-action model no longer reflects how people actually buy, and what replaces it in a non-linear, AI-influenced world

Retail Banker International announces winners of the Asia Trailblazer Awards 2026 

The 17th edition of the awards recognise Asia-Pacific’s most innovative retail and digital banking institutions across technology, customer experience, product excellence and social impact 

Data sovereignty in the age of AI: A strategic imperative for the modern CIO

Shannon Bell examines the growing shift from “cloud-first” thinking toward “sovereign-first” data strategies, driven by regulatory pressure, geopolitical tensions, and the rapid expansion of AI systems that process sensitive enterprise data

Revolut’s full UK banking licence unlocks lending expansion and deeper market positioning: GlobalData

Following a successful mobilisation period, the PRA has lifted restrictions on Revolut’s banking licence, and given approval to launch its UK bank, Revolut Bank UK Ltd

Time to rebalance the burden: Why social media platforms must share the cost of APP fraud

Bella Henry explains why the UK’s mandatory reimbursement regime risks misallocating responsibility — and incentives — by focusing almost exclusively on banks, often the last line of defence rather than the source of the scam

When banking systems begin evaluating human behaviour

Dr Gulzar Singh reflects on how digital banking systems are increasingly evaluating behaviour and how institutions may need to think about the governance of automated decision systems

Europe’s Agentic commerce shift: Why AI agents are set to become economic actors

Hanah-Marie Darley discusses what it what it means when AI agents transact under delegated authority and why permissions and governance must travel with the agent — not sit in stagnant policy documents