All articles by Billy Bambrough

Billy Bambrough

Nationwide reports best ever year; predicts housing market correction

Nationwide, the UKs largest mutual, has announced a four-fold increase to its pre-tax annual profits to £677m ($1.1bn) for the year to 4 April against £168m for the previous year.

A third of customers still clueless on mobile banking – Buzzcity

Why are we not all using mobile banking yet? While the up take has been good, it is still far from ubiquitous. Billy Bambrough takes a closer look at the latest Buzzcity report into mobile banking and how it is used around the world

Zapp scoops top award at London Future Payments and Digital Banking

UK payments provider Zapp, a division of Vocalink, has scored the top prize at the annual Future Payments and Digital Banking event in London, Mobile Innovation of the Year.

HSBC rolls out in-branch wifi

HSBC has announced it will provide free wifi to customers in 650 UK branches, through BT.

Account switching race heats up in the UK

Almost a year into the account switching guarantee service promising to switch your account hassle free in 7 days or less, the number of accounts being switched is still rising, although perhaps not much more than it would have done without the service. Billy Bambrough examines the latest stats from TNS

Umpqua is far from finished its revolution yet

Umpqua has been at the forefront of the digital branch based banking model since before it was a thing. Following it’s $2bn purchase of Sterling, Billy Bambrough talks to EVP Lani Hayward about how much more the bank still wants to do

The Digital Banking Club announces The European Digital Financial Services Power 50 2014

A list of the 50 most influential digital bankers in Europe has been announced by Timetric and sponsors Intelligent Environments (IE).

Customer awareness a barrier to mobile banking – BuzzCity

Mobile banking is being held back globally by a lack of customer knowledge of the services offered, according to a March 2014 survey from BuzzCity.

Co-op Bank reports £1.3bn loss

The Co-op Bank has reported a pre-tax loss for 2013 of £1.3bn ($2.18bn) after the most turbulent year in the bank’s history.

The UK direct banking market to explode in 2014/15

The UK will see its direct banking players more than double in the next two years as the first of a new wave of direct banks arrive. So far this year we have had announcements from Anthony Thompson of Metro Bank fame that he is to found a direct bank, known as Atom. Fidor’s Matthias Kröner has confirmed that Fidor will roll out in the UK, and Anne Boden is seeking investments for her own direct bank to operate around Europe, writes Billy Bambrough