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What could keep Dubai from becoming a cryptocurrency capital?
Dubai must tackle three major challenges to ensure its future as a global cryptocurrency hotbed: the risk of fraud, talent shortages and international competition.
Cover Genius bags $70m Series D amidst insurtech investment drop
Money seems to be drying out in the insurtech industry after the Covid-19 boom.
Klarna rival Tymit bags £23m round as BNPL industry keeps struggling
Late fees and a white label credit card are two of the things that make Tymit stand out in the increasingly crowded buy-now-pay-later market.
What fintech experts hate that you get wrong about embedded finance
Embedded finance is one of the most promising areas of fintech, but experts are tired of people getting things wrong about it.
Is this the end of buy-now-pay-later?
Analysts warn that the buy-now-pay-later industry only has a small window of time to save itself.
“Shoot now, pay later”: Fintech has become the latest gun control battleground
Fintech firms have found themselves at the centre of the US gun control debate.
Klarna CEO bullish despite tripling losses
The CEO of Klarna remains confident and takes a jab at rival Affirm as he reports that losses have tripled so far this year.
Block lawsuit over cybersecurity incident is the latest setback for Jack Dorsey
Bock getting sued for failing to live up to its commitment to defend users’ privacy is another thing for Jack Dorsey to worry about
CTO Talk: Q&A with Andrey Korchak of Monite
Why Monite’s CTO doesn’t fear the fintech slowdown.
Have a taste of this: OakNorth boosts board with Gousto founder hire
OakNorth adds some special sauce to its board
African fintechs enjoy record funding, but market volatility could stop the party
A perfect storm of market volatility, red tape and poor infrastructure threatens to pop the African fintech bubble
FUEL bags €1.5m in funding as NFT bubble threatens to pop
Despite signs that the NFT bubble is about to bust, FUEL just bagged €1.5m to keep minting digital tokens
in3 bags $11.1m Series A to provide BNPL with a difference: “We don’t want to put people in debt”
The buy-now-pay-later sector is getting crowded, but Dutch in3 believes it can compete thanks to its social responsibility-focused product.
Indian banks urged to push their services to Indian Gen Z
India’s finance minister urges PSBs to go “cool” for Gen Z; success hinges on digital upgrades while still serving branch-reliant customers, writes Bhavya Patel
How banks can turn cost savings into AI investment
For most banks, AI isn’t short of funding. It’s short of a cost structure that can support it, explains Sebastian Kay
AI-driven cyber risk is raising the bar for governance and resilience
Managing AI risk is more than a “cyber security problem”, explains Maureen Holland. She discusses current ECB strategy and explores how the consensus around AI risks and governance has shifted in recent weeks and months
AI can do the junior work. But who will learn the senior judgement?
Dr Gulzar Singh discusses a less discussed consequence of AI: as technology takes on more junior work, how will organisations develop the experience and judgement they will need in their future leaders?
Standard Chartered Bank Korea deposit product takes interest beyond banking
SC Bank Korea’s miles-paying time deposit targets affluent frequent flyers, but valuation, liquidity and devaluation risks limit mass appeal, writes Bhavya Patel
How embedded finance is transforming customer ownership
Chris Freeland explores how embedded finance is reshaping the competitive landscape for banking brands and offers practical steps financial institutions can take to secure a place in customers’ everyday digital lives
Investors seeking high returns elevate loan-to-deposit ratios for Asian banks
Loan growth now outpaces deposits in India, Japan, and Vietnam, thinning bank liquidity buffers and raising funding-run risk, writes Bhavya Patel
Sovereign AI isn’t just about data security; it’s about protecting your business model
As banks embed AI deeper, protecting customer data is only part of the sovereignty challenge. They must also retain control of what AI learns about their organisation, and the decisions it increasingly makes, writes Vikram Bharwani
How the EU AI Act and DORA are changing AI governance in banking
Néstor Santolaya discusses banks’ readiness for the latest regulatory phase and explains why the EU AI Act’s 2nd anniversary should be seen less as a deadline and more as a maturity checkpoint
The real cost of relying on legacy tech and postponing migration to new services
Continuing to extract value from existing infrastructure can appear commercially sensible writes Julian Farley, but hidden costs can accumulate through operational inefficiency, technical debt, increased fraud exposure and resources being diverted away from innovation