Georgia’s TBC Bank has implemented GDS Link to enhance credit decisioning for both retail and small business lending.
The move follows a competitive tender and a review of the bank’s existing practices, with an emphasis on increasing transparency, oversight, and control over credit policy execution.
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The bank’s partnership with GDS Link is intended to introduce a more adaptable system for product development, particularly across digital channels.
The first outcome of this collaboration is the launch of TBC Bank’s retail secured loan product, in which risk management teams are able to design and adjust credit strategies within the new platform.
TBC Bank Risk Tribe lead Lela Bibilashvili commented: “This partnership represents an important milestone in our credit transformation journey.
“By adopting GDS Link’s flexible decisioning platform, we have strengthened our ability to innovate across lending products while giving our teams direct control over credit policy design and execution.”
With this technology in place, staff at TBC Bank can independently manage and modify credit processes across additional products, reducing reliance on specialised IT teams and enabling quicker updates.
The new system is designed to provide better visibility into decision-making processes, allow for faster policy adjustments, and support the bank’s plans for expansion into new products and markets.
GDS Link CEO Lisa Bonalle said: “TBC Bank is a highly progressive institution with a clear vision for scalable, data-driven lending.
“We are proud to support TBC Bank as it modernises its credit decisioning environment and empowers its teams to rapidly deploy and evolve new credit products with confidence. This collaboration further strengthens our footprint among leading banks across emerging and international markets”
