Australian fully-digital neobank Xinja Bank has partnered with US-based cloud connectivity company Kong to power its mobile banking platform.

Xinja has deployed an end-to-end service connectivity platform called Kong Enterprise.

Access deeper industry intelligence

Experience unmatched clarity with a single platform that combines unique data, AI, and human expertise.

Find out more

The platform has been built on Kubernetes architecture, an open-source core technology of Kong.

Using this platform in combination with Kong’s plugins hub, Xinja will be able to connect, secure and manage all its APIs and services.

The platform will act as a nervous system of the cloud. It will connect all the APIs and microservices of a company across Kubernetes, data centres, clouds, and more.

Kong will allow Xinja to collaborate with third-party developers to create new products and services for consumers real-time, which can be accessed from any device.

GlobalData Strategic Intelligence

US Tariffs are shifting - will you react or anticipate?

Don’t let policy changes catch you off guard. Stay proactive with real-time data and expert analysis.

By GlobalData

Kong CEO and co-founder Augusto Marietti said: “By taking a fully digital approach and building its technology on cloud-native, microservices-driven architecture – all powered by Kong – Xinja is well-positioned to truly revolutionize the banking industry.”

As a 100% digital bank, Xinja hopes to bring a new kind of bank to customers, through this collaboration.

The company is currently developing a lending platform as it acquaints Kong into its infrastructure.

Xinja Bank co-founder and head of architecture Rohan Sharp said: “Our lending origination partner needed us to expose our APIs in a way that was secure and compliant with OIDC standards.

“This was easy with Kong; not only could we comply with industry standards, but we could protect our APIs and the internal landscape quickly and with low risk – while minimizing impacts on Xinja’s existing infrastructure.”

Additionally, Xinja will also integrate Kong’s other open-source technology named Kuma to apply policies and access controls across its microservice ecosystem.