Clerkie has launched an artificial intelligence (AI)-powered financial assistant app to offer banking assistance to middle-class Americans.

Concurrently, the company also raised $2m in seed funding from The Omidyar Group venture Flourish, to support the launch.

Clerkie founder and CEO Guy Assad said: “At a time when the vast majority of Americans are working hard only to find themselves living paycheck-to-paycheck, Clerkie empowers middle-class families with actionable advice.

“People want to be smart with their money, but have no idea what to do or where to start. Our goal is to put them one recommendation and one click away from better financial outcomes.”

The app is designed to process customer inputs and combine them with analyses from financial experts to enable the user in taking better financial decisions.

Firstly, the customers are required to download the app and connect their bills and financial accounts.

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Once Clerkie has access to the data, the AI can answer specific queries of the customer as messages exchanged in a chat.

The app is also integrated with third-party offerings to allow the user to make bill payments, update account information and more. The users can also move payments to better sync with their income cycles.

Currently, the financial assistant app is available for download for iOS users. The company will utilise the new funding to launch the app in Android and expand third-party integrations.