Blackhawk Network has been granted a patent for a method and system that allows users to add stored-value cards to an electronic wallet by interpreting intelligent codes. The process involves verifying the card’s existence, prompting for credentials, and communicating with merchants and card processors. GlobalData’s report on Blackhawk Network gives a 360-degree view of the company including its patenting strategy. Buy the report here.

According to GlobalData’s company profile on Blackhawk Network, Transaction splitting was a key innovation area identified from patents. Blackhawk Network's grant share as of February 2024 was 63%. Grant share is based on the ratio of number of grants to total number of patents.

Adding stored-value cards to electronic wallets using intelligent codes

Source: United States Patent and Trademark Office (USPTO). Credit: Blackhawk Network Holdings, Inc.

A recently granted patent (Publication Number: US11900360B2) outlines a method performed by an e-wallet provider computer device to add a closed-loop stored-value card to an electronic wallet. The method involves receiving a request facilitated by interpreting an intelligent code, storing the code information in a shopping cart, prompting the user for credentials, determining the existence of the stored-value card, and communicating activation information to a merchant and card processor. The system also includes features such as determining possession of the card, displaying balance and card number, facilitating activation, and receiving purchase verification.

Furthermore, the patent describes a system comprising an e-wallet provider computer device that executes the method outlined in the claims. The system involves receiving a request to add a closed-loop stored-value card, prompting for credentials, determining card possession, displaying balance and card number, facilitating activation, and receiving purchase verification. The system also includes features like prompting the user for actions, confirming activation, and adding the card to the electronic wallet. The method and system detailed in the patent aim to streamline the process of adding closed-loop stored-value cards to electronic wallets, enhancing user experience and security in digital transactions.

To know more about GlobalData’s detailed insights on Blackhawk Network, buy the report here.

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GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.