Assurant‘s patent involves a computer-implemented method for generating a resource offer set by utilizing various data sets and predictive models. The method allows real-time adjustment of resource offers through user interaction and offers a dashboard for analytics data. The patent aims to streamline resource allocation processes. GlobalData’s report on Assurant gives a 360-degree view of the company including its patenting strategy. Buy the report here.

According to GlobalData’s company profile on Assurant, Cloud computing disaster recovery was a key innovation area identified from patents. Assurant's grant share as of February 2024 was 75%. Grant share is based on the ratio of number of grants to total number of patents.

Automated resource offer generation and approval system

Source: United States Patent and Trademark Office (USPTO). Credit: Assurant Inc

A computer-implemented method for generating a resource offer set has been granted a patent (Publication Number: US11915174B2). The method involves retrieving resource offer generation input data sets, receiving benchmark and portfolio target data sets, and generating a resource offer set by applying these data sets to a resource offer generation model. The generated resource offer set must satisfy the benchmark and portfolio target data sets and includes resource offer data objects associated with resource identifiers. The method also includes real-time rendering of an offer adjustment interface, dynamic updating of the interface based on user interaction, and displaying a dashboard with offer analytics data. The dashboard can switch between displaying the offer adjustment interface and additional interfaces with offer analytics data, allowing for simultaneous access.

The patent also includes details on retrieving updated resource offer generation input data sets, generating offer analytics data based on the resource offer set, and standardizing third-party resource identifiers for compatibility with the resource offer generation model. The method involves programmatically calculating mapping scores, determining mapping confirmation thresholds, and linking data sets to standardized resource identifiers. Additionally, the patent describes the process of updating resource offer sets, receiving approval control signals, and storing the resource offer set associated with an offer status indicator. The apparatus for generating a resource offer set includes processors and memory configured to retrieve input data sets, receive benchmark data, generate resource offer sets, and display dashboards with offer analytics data, offering a comprehensive solution for managing resource offers efficiently.

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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.