Spanish lender Banco Santander, through its corporate venture fund Santander InnoVentures, has invested in fintech startups Pixoneye, Curve and Gridspace.

All three firms will use Santander investment to enhance their capabilities and develop their platforms.

Pixoneye uses predictive personalisation technology to capture the changing preferences of consumers’ changing needs and offer customised recommendations.

Curve aims to simplify the spending process by combining all the cards of a user into a single MasterCard connected to a mobile app.

Gridspace leverages technologies such as speech recognition, natural language processing and artificial intelligence to convert conversational interactions into structured business data.

Santander InnoVentures managing partner Mariano Belinky said: “As we invest in our core areas of artificial intelligence, open banking and customer centric solutions, we continue to position Banco Santander as a leader in financial services innovation and support the Group in its strategy of collaborating with disruptive companies, to make meaningful leaps in how we serve customers.

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“We’re excited to bring Shachar Bialick (Curve), Ofri Ben-Porat and Nadav Israel (Pixoneye), and Evan Macmillan (Gridspace) to our list of world-class founders, all of whom are challenging the financial services landscape.”