All articles by Douglas Blakey
Douglas Blakey
When software becomes an actor, identity becomes the bottleneck
The last wave of enterprise software automated tasks. The current wave is beginning to act, explains Dr Gulzar Singh
The Bank of Tomorrow and the architecture that will shape it
The idea of the “Bank of Tomorrow”. Dr Gulzar Singh reflects on how long-term institutional design, operating structure, and governance choices quietly shape the future of banking over time
European tech investments: December signals that defined 2025
December highlights include AI’s move from advisory tools to execution-driven and agentic systems and DeepTech’s shift from isolated breakthroughs to institutional pipelines. Expert analysis from Zubr Capital’s Oleg Khusaenov
When AI enters production, architecture becomes the constraint
AI is no longer arriving as a feature – it is arriving as a working colleague, writes Dr Gulzar Singh
MENA Banking Excellence Awards Join Dubai Future Finance Week 2026 Programme
Awards programme will be co-located with the Dubai FinTech Summit, the flagship event of Dubai Future Finance Week, expanding global visibility for MENA banking excellence
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The future of banking will be decided by its architecture
Dr Gulzar Singh reflects on how banking risk is increasingly shaped by institutional design, operating discipline, and board-level visibility, rather than isolated events
Revolut’s Hungarian license highlights trade-offs of becoming a real bank
Revolut is faced with fresh challenges as it begins to operate as a bank in Hungary, explains Blandina Szalay
Pre-built AI agents are arriving. Integration is where most will fail
Dr Gulzar Singh explains why the real challenge begins once AI-agent systems move from demonstration into live production environments
Technology in production: Why most digital capability breaks after deployment
Dr. Gulzar Singh looks at technology from a production and operations lens, focusing on what happens after launch when systems enter live environments
The new architecture of banking risk
The human face of risk: What boards often miss. Dr Gulzar Singh discusses how institutions stay safe in a volatile world