All articles by Douglas Blakey

Douglas Blakey

Trust by design: Why digital banking needs human anchors

The new currency of banking: Dr. Gulzar Singh explains why trust will be the deciding factor between winners and laggards

Resilient retail banking in the UK: building future‑proof institutions amid economic uncertainty

Dr. Gulzar Singh examines how UK retail banks can build resilience for the next cycle by combining trusted community presence with disciplined digital execution and human‑centred design

Standard Charted has seized the stablecoin opportunity in Hong Kong (China SAR)

The joint venture formed by Standard Chartered with strategic partners to apply for a license to issue stablecoins in Hong Kong gives the bank first mover advantage, writes Heike van den Hoevel

AI: Reimagining human-centric retail banking

Sovan Shatpathy explores the impact of AI on retail banking and sets out the real-world benefits it is already delivering to banks and their customers

How to make market uncertainty work for your start-up – not against it

A laser-focus on building great products, embracing AI, and working with founder-first, tech-forward banking partners will come together to help startups chart a path to success, explains Rob Burnett

Progress isn’t always about building something new

Scott Dawson challenges the perennial narrative that new = better with shrewd references, inter alia, to Google Glass, BNPL and blockchain as cautionary tales of innovation without direction

Innovations in Stablecoins 2025: New GlobalData report alert

The US and UK lead crypto holding growth globally with over 8 percentage points year-on-year increase in 2025, says GlobalData

The silent revolution: Why embedded finance is the next frontier of B2B operations

Peter Daunton explores the rise of embedded infrastructure in B2B, how it differs from consumer models, and what this shift means for platforms, CFOs, and the wider fintech ecosystem

Sticky by design: Why embedded finance is the SaaS retention strategy nobody talks about

Alex Mifsud explains how businesses can stand out in a highly competitive and saturated SaaS landscape

H1 UK current account switching drops by over 30%

While switching is sharply down in H1, a better second half is in prospect with Barclays, TSB, Lloyds, Santander, NatWest and First Direct all offering switch incentives