All articles by Douglas Blakey

Douglas Blakey

Trust as a target: The parallels between application and romance fraud

Reflecting on the parallels between romance and application fraud, Dave Rossi explains why comparing these mechanisms and learning from them is essential if individuals, lenders and banks are to combat these threats effectively

Entries close 16 February for Mena retail and digital banking awards

The Mena Banking Excellence Awards: Retail, Digital & SME take place as part of Dubai Future Finance Week, positioning shortlisted banks alongside the region’s most senior finance and fintech leaders

Valentine’s Day may be peak season for romance scammers, but the threat is year-round

Jonathan Frost outlines how the financial sector can better detect and prevent romance scams before they cause harm, long after the digital roses have wilted

Why trust will decide the next era of payments

Trust is no longer a soft concept or a brand attribute. It has become the hardest operational requirement in payments, explains Thomas Warsop

Synthetic banking has outpaced its governance

Dr Gulzar Singh explains how the growing use of synthetic data and constructed decision environments in banking has quietly outpaced the governance frameworks designed to ensure accountability, oversight, and institutional clarity

From monolith to molecular: Why core banking must evolve

Paul Payne explores why lift-and-shift cloud strategies, modular platforms and microservices failed to resolve core banking challenges, and how molecular architectures is emerging as a more practical path forward

UK current account switching dips by 11.4% in 2025

Despite a strong fourth quarter, UK current account switching dropped by over 136,000 switches or 11.4% y-o-y for calendar year 2025

2026 outlook: Industry leaders give their take on the year ahead

Banking and payments sector heavyweights look to the year ahead. Douglas Blakey reports

2026: The year BFSI shifts from modernisation ambition to governed intelligence

Pablo Cella explains why 2026 represents a pivotal year for the banking, financial services and insurance sector

The risk that lives between committees

Dr Gulzar Singh examines how material banking risks often persist not because they are unknown, but because they fall between committees, functions, and lines of accountability