All articles by Douglas Blakey
Douglas Blakey
Why banks’ AI ambitions keep running into the same wall
The banking sector is trapped in a ‘legacy debt’ cycle, says Gary Ellison and explains why pouring billions into AI without fixing the foundations is a disaster waiting to happen
AI success for banks: Modernising the core
Conventional wisdom says Wall Street’s megabanks should have the strongest AI advantage because they have the largest technology budgets but as Ajay Bhandari explains, there is compelling evidence that points to the contrary
When customers become the attack surface: Cognitive compromise at scale
Sarah Cassidy examines scams, mules, and the next phase of financial crime as UK Finance confirms criminals stole nearly £1.3bn through payment fraud in 2025
Why trust alone is no longer enough to protect community-based lenders from fraud
Fraudsters are exploiting the local trust that defines credit unions, using stolen and fabricated identities to appear genuine. Dave Rossi explains why shared intelligence is vital to protecting members’ confidence
Agentic capital markets will emerge from the convergence of machine-readable assets, programmable settlement and delegated intelligence
Edwin Mata explains why the next wave of financial infrastructure will increasingly combine programmable assets with autonomous decision-making rather than treating AI and blockchain as separate technologies
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X Money does not add up
RBI editor Douglas Blakey is not angling for an invitation from X for an X Money account should its roll out extend to the UK
What major events reveal about the future of fraud prevention
Aviram Ganor explains why large-scale sporting events such as the recent football World Cup in the US, Canada and Mexico create unique payment-risk challenges
AI Everywhere for Value: New Celent report alert
Identifying, measuring and communicating the value of scaled deployments. New Celent report case studies highlight how AI is delivering real value
Mbanq secures inaugural institutional funding investment
The programme, recently listed on the Düsseldorf Stock Exchange, supports the expansion of the company’s lending and Earned Wage Access platform
Open Banking has grown up – now businesses are choosing who they trust
James Hodgson explores how the conversation around Open Banking has evolved beyond adoption to focus on the value it delivers for businesses and consumers