All articles by Douglas Blakey

Douglas Blakey

Beyond the CLARITY Act, crypto’s next challenge is cross-border coordination

Elise Donovan discusses what the CLARITY Act means from a global perspective and why IFCs will play an increasingly important role in the sector’s development?

Interview: Kyndryl’s Tom Race on banks’ AI ambition versus infrastructure reality

Banks are racing to operationalise AI and modernise customer experiences but as Tom Race of Kyndryl tells Douglas Blakey, many of them are discovering the foundations underneath aren’t built for the scale and scrutiny ahead

The hidden costs shaping international trade for UK SMEs

Could hidden FX costs be putting SME supplier relationships at risk? Rupert Lee-Browne discusses how recent geopolitical tensions have impacted international payments for SMEs and explains why optimising payments strategy is key

Is the UK ready for the agentic AI fraud threat?

As AI assistants begin managing money on people’s behalf and criminals start using agents, Jonathan Frost argues UK banks must focus less on who is making a payment and more on why

Knowledge management in agentic systems Part 1: Foundations – New Celent report alert

Authored by Craig Beattie, Principal Architect & Technology Advisor at Celent, the report is the first of a four-part series on knowledge and memory in agentic AI systems

Why the UK is the place to go global for instalment payments

Alex Forsyth-Thompson explains why the UK is both the hardest and the most attractive market to launch Float, the technology platform that lets shoppers split a purchase into monthly instalments on the credit card they already hold

When AI becomes infrastructure, failure looks different

An AI-enabled service can remain available while its behaviour, consistency or output quality begins to deteriorate. How should organisations understand and manage technology failure once AI becomes an operational dependency, asks Dr Gulzar Singh

Why banks’ AI ambitions keep running into the same wall

The banking sector is trapped in a ‘legacy debt’ cycle, says Gary Ellison and explains why pouring billions into AI without fixing the foundations is a disaster waiting to happen

AI success for banks: Modernising the core

Conventional wisdom says Wall Street’s megabanks should have the strongest AI advantage because they have the largest technology budgets but as Ajay Bhandari explains, there is compelling evidence that points to the contrary

When customers become the attack surface: Cognitive compromise at scale

Sarah Cassidy examines scams, mules, and the next phase of financial crime as UK Finance confirms criminals stole nearly £1.3bn through payment fraud in 2025