All articles by Douglas Blakey

Douglas Blakey

FCA clarifies expectations on non-financial misconduct to align approach across financial services

Thomas Beale assesses the FCA’s extended conduct rules on bullying, harassment and violence. What are the practical implications for financial services firms and individuals, and will they deepen trust in financial services?

Capital requirement cuts – a major blow for community banks

Looser capital requirements will see the ‘Big Four’ US banks boost their lending capacity, extend their market share, deepen the sector’s tech divide and stamp out smaller institutions, warns Adam Turmakhan

The power of cooperatives: Scaling social trust in UK retail banking

Dr. Gulzar Singh explains why the UK must reimagine community finance models to build inclusion, trust and scale in the regulated economy

Bringing consumer trust to open banking is crucial to unlocking growth 

Open banking must go mainstream to unlock economic growth and as Nicole Green explains, urgent reforms would make it more useful and trustworthy for consumers and merchants and unlock a new era of fintech innovation

Switzerland’s proposed inheritance tax could undermine wealth hub status

Switzerland’s far-left Young Socialists party has secured a referendum, scheduled for November, to target the ultra-wealthy via the introduction of a federal tax on inheritances and gifts worth more than CHF50m writes Heike van den Hoevel

Open source finance: Rethinking trust and infrastructure in the UK’s digital economy

Open-source platforms are redefining governance, trust, and collaborative ecosystems across banking, regulatory frameworks and fintech environments. Dr. Gulzar Singh explains why the UK must move decisively from open banking to open finance

Unifying customer experience, risk management and fraud detection in financial services

David Shannon explains how real-time analytics, automation, and intelligent risk management will not only enhance security and compliance but also redefine the banking experience

Balancing compliance and innovation: How UK banks can navigate risk and stay competitive

David Kenmir, a former senior regulator, provides strategic insights into managing compliance while driving business growth, exploring what firms must do to stay ahead in an increasingly complex financial ecosystem

How AI Agents can transform banking operations: 3 principles for ‘endgame’, not ‘game over’

David Bholat explains how banks can pivot from viewing AI as a bolt-on-to treating it as a core capability

The fraud epidemic demands a smarter response

Jason Blackhurst explains why education, technology and collaboration are the best defences against fraud