All articles by Douglas Blakey
Douglas Blakey
FCA clarifies expectations on non-financial misconduct to align approach across financial services
Thomas Beale assesses the FCA’s extended conduct rules on bullying, harassment and violence. What are the practical implications for financial services firms and individuals, and will they deepen trust in financial services?
Capital requirement cuts – a major blow for community banks
Looser capital requirements will see the ‘Big Four’ US banks boost their lending capacity, extend their market share, deepen the sector’s tech divide and stamp out smaller institutions, warns Adam Turmakhan
The power of cooperatives: Scaling social trust in UK retail banking
Dr. Gulzar Singh explains why the UK must reimagine community finance models to build inclusion, trust and scale in the regulated economy
Bringing consumer trust to open banking is crucial to unlocking growth
Open banking must go mainstream to unlock economic growth and as Nicole Green explains, urgent reforms would make it more useful and trustworthy for consumers and merchants and unlock a new era of fintech innovation
Switzerland’s proposed inheritance tax could undermine wealth hub status
Switzerland’s far-left Young Socialists party has secured a referendum, scheduled for November, to target the ultra-wealthy via the introduction of a federal tax on inheritances and gifts worth more than CHF50m writes Heike van den Hoevel
Open source finance: Rethinking trust and infrastructure in the UK’s digital economy
Open-source platforms are redefining governance, trust, and collaborative ecosystems across banking, regulatory frameworks and fintech environments. Dr. Gulzar Singh explains why the UK must move decisively from open banking to open finance
Unifying customer experience, risk management and fraud detection in financial services
David Shannon explains how real-time analytics, automation, and intelligent risk management will not only enhance security and compliance but also redefine the banking experience
Balancing compliance and innovation: How UK banks can navigate risk and stay competitive
David Kenmir, a former senior regulator, provides strategic insights into managing compliance while driving business growth, exploring what firms must do to stay ahead in an increasingly complex financial ecosystem
How AI Agents can transform banking operations: 3 principles for ‘endgame’, not ‘game over’
David Bholat explains how banks can pivot from viewing AI as a bolt-on-to treating it as a core capability
The fraud epidemic demands a smarter response
Jason Blackhurst explains why education, technology and collaboration are the best defences against fraud