All articles by Douglas Blakey
Douglas Blakey
Why data lineage breaks before technology fails
Dr Gulzar Singh explains why data issues in banks rarely surface as technology outages but instead emerge when institutions are asked to explain outcomes under scrutiny
Payments failures are discovered by customers, not systems
Dr Gulzar Singh examines how payments failures are most often detected outside institutional monitoring layers, and why customer, merchant, and dispute signals typically surface breakdowns before internal metrics respond
Scotland-based Financial Regulation Innovation Lab reveals winners
The FRIL has awarded £50,000 each to four fintechs to accelerate consumer wealth support
Transformation towards real-time, intelligent banking gathers pace-new Celent report alert
Are European banks, electronic money institutions and payment institutions ready to capture the SCT Inst opportunity?
The new leadership problem in banking institutions
Dr Gulzar Singh explains why decision-making, not vision, is now the real constraint
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When software becomes an actor, identity becomes the bottleneck
The last wave of enterprise software automated tasks. The current wave is beginning to act, explains Dr Gulzar Singh
The Bank of Tomorrow and the architecture that will shape it
The idea of the “Bank of Tomorrow”. Dr Gulzar Singh reflects on how long-term institutional design, operating structure, and governance choices quietly shape the future of banking over time
European tech investments: December signals that defined 2025
December highlights include AI’s move from advisory tools to execution-driven and agentic systems and DeepTech’s shift from isolated breakthroughs to institutional pipelines. Expert analysis from Zubr Capital’s Oleg Khusaenov
When AI enters production, architecture becomes the constraint
AI is no longer arriving as a feature – it is arriving as a working colleague, writes Dr Gulzar Singh
MENA Banking Excellence Awards Join Dubai Future Finance Week 2026 Programme
Awards programme will be co-located with the Dubai FinTech Summit, the flagship event of Dubai Future Finance Week, expanding global visibility for MENA banking excellence