All articles by Douglas Blakey
Douglas Blakey
CBDC require clear benefits of use to become currency in future, says GlobalData
To date, retail CBDCs have failed to address real consumer needs or pain points meaningfully and currently offer no clear tangible benefits that would drive user adoption
Interview: Currensea co-founder – how to avoid being charged to spend overseas
Currensea was launched to avoid consumers having to jump through hoops to avoid payment fees when abroad. Its co-founder James Lynn discusses its success to date and future plans with RBI editor Douglas Blakey
FCA, PSR: Next steps for open banking – industry reaction
A new independent company will drive forward variable recurring payments, with the aim of giving consumers and businesses more choice in how they make and receive payments safely, securely and efficiently
CaixaBank to hire 500 developers in Q1
CaixaBank Tech, the technological subsidiary of the CaixaBank Group, plans significant growth in Seville, where it will enhance its technology hub in February
The tipping point for Generative AI in banking: Why 2025 will be a watershed year
Konstantin Kruglov sets out the main obstacles keeping banks from leveraging GenAI more deeply, and outlines how things are likely to change in 2025, in particular when it comes to customer service
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Banking in the developed world – what can dynamic African fintechs bring to the market?
Tosin Eniolorunda argues that African fintechs can deliver their own innovations and market know-how, not just on the continent but globally
The inconvenient truth for ESG evangelists
For the past year or more. there have been frequent news reports of how ESG has been slipping as a C-suite priority. Douglas Blakey argues that it is more a case of a reset as a result of less overhype of its importance.
Challenger banks under pressure to navigate 2025 interest rate and economic uncertainty
Graeme Carmichael explores the challenges and opportunities for challenger banks in the current unpredictable interest rate environment, highlighting the need for radical efficiency and intelligent technology adoption to maintain competitiveness
The six largest US banks quit the Net Zero Banking Alliance
The leading US banks exit from the NZBA poses questions for the future of ESG programmes as Trump 2.0 kicks off, writes Jonathan Vaughan Burleigh
Private credit vs traditional banking: How private credit is filling the global lending gap
As traditional banks retreat from corporate lending, leaving businesses underserved, an opportunity opens up for private credit lenders as Michel Lowy explains