All articles by Douglas Blakey

Douglas Blakey

Keeping humans firmly in the loop: Why Gen AI still needs the human touch in embedded finance

Nima Montazeri explains why human oversight remains crucial for ensuring accuracy, ethics, and customer satisfaction and highlights risk assessment, compliance, and personalised customer service as key areas where human expertise is still needed

Banks and taxonomy data: What does the future hold?

The implications of obtaining EU Taxonomy data for banks are extremely broad, affecting regulatory compliance, risk management, operational processes, strategic direction, and financial performance but handling and integrating this data effectively will be crucial, explains Simone Gallo

Neobanks face the challenges of being judged as tier one banks

Mayank Sharma explains why even the most innovative and agile neo banks struggle to develop robust compliance frameworks

Trump’s re-election raises questions for sustainability in the US banking industry

Jonathan Vaughan Burleigh discusses the possible impact of a relaxation in regulation on the sector and what it may mean for dealmaking and capital requirements

Gen Z is changing the game in banking – banks need to keep up

Banks must embrace the challenge of engaging with Gen Z through innovative approaches to traditional banking. Roman Eloshvili discusses how the banking industry has evolved under the influence of young customers and assesses where it is headed

Regulation slowdown expected under Trump administration

Harry Swain assesses the likely impact on US banking regulation of Trump’s election victory

Remittance taxation likely to reshape cross-border payments landscape

Financial institutions, payment providers, and consumers must prepare for an environment where remittance taxation may fundamentally reshape the sector, explains Joanne Kumire

Cryptos will finally go mainstream in US under Trump’s wider financial deregulation plans

Blandina Hanna Szalay discusses the impact on crypto of the Trump win the US presidential election

The hidden cost of outdated credit information

Will Mason gives his expert take on the negative impact outdated credit reporting has on lenders and consumers alike

MiCA is coming…and it’s just the start

With the year-end deadline looming for the European Union’s Markets in Crypto-Assets regulation, many firms are struggling to comply, explains Travis Schwab