All articles by Douglas Blakey
Douglas Blakey
Striking the right balance to combat rising APP fraud in the US
The US shouldn’t rush to implement a three-day hold on suspicious rapid payment transactions. This could be bad for business and the consumer, and there are better ways to address the growing fraud risk, explains Frank Moreno
What’s next for BaaS?
BaaS in its original format has endured a challenging time under increased regulatory scrutiny. Alex Mifsud, CEO of Weavr sets out a compelling alternative strategy
Saxo Bank launches 2025 Outrageous Predictions
Saxo Bank’s Chief Macro Strategist, John Hardy discusses this year’s outrageous predictions with RBI editor Douglas Blakey
The future of lending decisioning: Embracing data-driven insights
Paul O’Sullivan discusses the transformative impact of data analytics and automation on lending processes and how by leveraging diverse data sources and automating decision-making, lenders can enhance operational efficiency, improve customer experiences, and build trust
Will the UK set the global precedent for fraud reimbursement rules?
On 7 October 2024, the UK introduced a mandatory reimbursement scheme for victims of APP fraud. Silvija Krupena looks at whether the UK’s approach is the right one and whether it will set a precedent
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KPMG UK joins FinTech Scotland further boosting fintech innovation in Scotland
Fintech Scotland’s cluster already includes over 250 fintech SMEs, 35 established financial and professional services institutions, global technology enterprises, academia, regulators and a supportive public sector
Bridging the gap: the barriers to ethnic minority led business growth
Emma Lovell discusses the critical role of banks and lenders in unlocking the untapped potential of ethnic minority led businesses and further steps banks should take to better serve this market segment
How the ATM will be pivotal to banks becoming more data driven in this age of omnichannel banking
Brendan Thorpe discusses how financial services institutions can improve and innovate the management of their ATM fleets and improve their operations
Paysafe and Deutsche Bank partnership facilitates digital cash withdrawal across Germany
Jonathan Vaughan Burleigh explains why Germany’s largest retail bank has teamed up with Paysafe
Embracing AI and automation: How retailers can get ahead this golden quarter
Dwaine Thomas discusses how AI-driven systems are increasingly being used to streamline payment processes, from fraud detection and prevention to optimising checkout flows and reducing cart abandonment