All articles by Douglas Blakey
Douglas Blakey
The cost of standing still: Why banks must transform now
KPMG research reveals less than half of banks feel prepared to deliver on their cost and transformation objectives. Owen Lewis calls for bold, holistic transformation driven by AI, technology, and workforce innovation
Doing good without doing harm: Identifying the hidden risks of digital donations
Peter Reynolds explores how terrorist organisations like ISIS are exploiting digital donations to shell charities to finance terror operations and circumvent global sanctions
US large banks achieving virtuous tech investment cycle-new Celent report alert
Retail banking insights from Q225 earnings presentations
Lloyds’s new student current account does little to stand out from competitors
Winning student account market share can boost cross-sell metrics in the years ahead as young adults open credit card and savings accounts, writes Abby Cui
Five signs your core banking system has been cloud-washed
Nelson Wootton explains why banks must guard against being cloud-washed. Investment in systems that are merely a rebrand of legacy techs means banks will miss out on the promise of cloud-native technology
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Why embedded finance is the next growth frontier for banks and merchants
Merchants of all sizes and in all sectors must adapt to meet changing customer expectations and leverage new technologies to drive growth, explains Ross Taylor
Cloud Computing in Financial Services – GlobalData Strategic Intelligence new report alert
Cloud spending in financial services will hit $205bn in 2028 reveals GlobalData
The strategic needs and challenges facing fintech businesses
As cross-border growth becomes increasingly key to fintechs’ success so too is the importance of International Finance Centres as global fintechs look to scale their business, explains Elise Donovan
Monzo dodges full FCA fine with discount despite crime control failings
Monzo’s credibility will hinge on demonstrating that governance, not just growth, is embedded at its core as it plots an IPO, explains Verity Lee
FCA plans to regulate BNPL-industry reaction
Borrowers will require to pass new affordability checks from July 2026 as part of Financial Conduct Authority plans to regulate the buy now, pay later sector