All articles by Douglas Blakey

Douglas Blakey

Pacing the frontier: A banking leader’s roadmap to responsible AI adoption

Before introducing AI, banks need foundations that are flexible, resilient, and future-ready, explains Javier Sabino; the ultimate goal is not an AI-controlled bank but a bank in which AI operates safely

Three frameworks, one AI governance challenge

As financial services organisations seek to balance innovation with increasingly demanding regulatory expectations, Marco Eggerling offers expert practical insight into how firms can build governance frameworks that satisfy regulators without slowing digital transformation

Peak trading is the stress test for your payments estate

Jean-Philippe Niedergang explains why retailers should be looking at terminal performance, estate visibility, remote support, SoftPOS and failover ahead of peak shopping periods such as Black Friday and Christmas

Onchain credit needs payment data, but it also needs to keep it private

Visa’s recent move to make settlement data available to support onchain credit points to a much bigger market, but only if card programmes and fintechs can share their numbers without publishing them, says Jeremy Bradley

Private Banker International Global Wealth Awards 2026 names winners

RBC Wealth Management takes the global title as this year’s awards put greater focus on evidence-led growth, digital execution and client outcomes

AI arms race is radically reshaping the fraud threat in EMEA: FICO

FICO global survey of financial institutions on fraud protection shows 25%+ rise in fraud attempts for one-third of EMEA financial institutions as fraud complexity increases

How credit unions can solve the hidden costs of fragmented banking

Credit unions’ personalised support uniquely positions them to become a true primary partner, argues Cary Strange. He sets out the service criteria they must meet if they are to attract and win primary SMB relationships

Fintech’s biggest advantage is becoming its biggest exposure

Ben Hunter discusses why fintech’s growth model is also its biggest liability and sets out what fintechs need to outpace AI-driven threats and regulations like DORA

After the banking app: What comes next for British banking?

Dr Gulzar Singh considers what may come after the banking app, as financial services become less visible to the customer while the role and responsibility of the institution behind them remain important

Why black-box AI has no place in high-stakes financial decisions

As banks, lenders and payments providers accelerate AI adoption, the conversation has centred on what the technology can do. Clément Carrier explains why the correct question is what institutions should trust AI to do