All articles by Douglas Blakey

Douglas Blakey

Poor market conditions mask the real issues at TSB

TSB’s lowly net promoter score combined with its below average cross-sell ratio highlight the challenges the Sabadell subsidiary faces if it is to develop and monetise its relationship with customers, explains Benjamin Hatton

NatWest, RBS, Lloyds and TSB top quarterly survey for net switches

313,293 switches took place across 53 participating banks and building societies between April and June 2024, down by 7% from the year ago quarter (Q2:2024 338,194)

FinTech Scotland Festival highlights data innovations revolutionising financial services

The 7th Annual FinTech Scotland Festival runs from 25 September to 4 October. Meantime, FinTech Scotland’s Financial Regulation Innovation Lab has revealed the 24 companies selected for its second innovation call

Why financial institutions need to address the data pandemic for closed book services

With the Consumer Duty principle for closed book products about to come into effect, financial Institutions must re-connect with their lost customers, explains Andy Davies

Greenwashing in banking: fact or just a facade?

As the spotlight on ESG principles intensifies, banks must navigate the fine line between genuine commitment and greenwashing, writes Yonja Ozbengu

Will banks be ready for post-quantum chaos if they’re too focused on a pre-quantum world?

Suneet Muru analyses the risks and opportunities of quantum computing for the retail banking sector

Mastercard’s adoption of palm payments shows biometrics are going mainstream

If Mastercard’s pay-by-palm pilot proves to be successful, it seems likely that the use of biometrics to validate payments will be coming to a store near you soon, writes Benjamin Hatton

Bank customers in Canada look to banks for financial advice: JD Power

Royal Bank of Canada ranks highest in customer satisfaction for a fourth consecutive year in the JD Power Canada Retail Banking Advice Satisfaction report, ahead of Scotiabank and BMO

TD and MPOWER Financing collaborate to simplify banking for international students in Canada

New relationship leverages the strengths of each organisation to help promising students, from around the world, access world-class banking and financing products

Personalised financial advice increasingly resonates with retail bank customers—especially younger ones

42% of customers recall financial advice and guidance and 76% of those take action according to the JD Power 2024 US Retail Banking Advice Satisfaction Study