All articles by Douglas Blakey
Douglas Blakey
Closing the gap between AI and ROI in the finance sector
Chris Johnston examines why AI and digital transformation investments in UK banking are struggling to deliver measurable ROI?
Card Issuing and Processing Solutions – new Celent reports alert
Four new reports from GlobalData’s Celent division profile in-depth 27 card issuing and processing solutions
Stablecoins slowly emerge as real-world payments method
Fiat currency-based stablecoins are beginning to be used for real-world transactions such as cross-border remittances and corporate payments, Robin Arnfield reports
AI is everywhere, but data is doing the work
Stuart Harvey explores why data, not AI itself, has become the real connective tissue of modern financial services
Banking’s problem with “Silent Quitters”
Nick Merritt highlights why capability alone is no longer enough to maintain customer relationships, and how banks can respond in an era of rising expectations and multi-banking
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Invisible links, visible losses: Mapping the hidden dependencies in retail banking
Jonathan Mitchell explains why too many companies don’t fully understand all the systems they depend on and how over time, these “invisible” dependencies become harder to track, creating risks that often go unnoticed
Digital sovereignty and the limits of regulation
While Europe doubles down on regulatory mandates, certification schemes and the promotion of national champions, it risks solving a geopolitical problem by inflicting an economic one on itself, explains Daniele Viappiani
How cryptography is solving the growing identity conundrum for banks
Gonzalo Alonso argues that for high assurance sectors that can’t afford to mess up when it comes to personal data protection, cryptography is the key to futureproofing their compliance strategy, without disrupting the customer journey
Why translating legacy code is a modernisation trap
Srikumar Ramanathan highlights the practical dangers of turning to automated tools to convert legacy code into modern languages
Validating AI driven AML outcomes under FCA supervision
Dr Janet Bastiman discusses the future of AI for AML and offers expert guidance on how best to collaborate with the FCA and other regulators