All articles by Douglas Blakey
Douglas Blakey
The hidden costs shaping international trade for UK SMEs
Could hidden FX costs be putting SME supplier relationships at risk? Rupert Lee-Browne discusses how recent geopolitical tensions have impacted international payments for SMEs and explains why optimising payments strategy is key
Is the UK ready for the agentic AI fraud threat?
As AI assistants begin managing money on people’s behalf and criminals start using agents, Jonathan Frost argues UK banks must focus less on who is making a payment and more on why
Knowledge management in agentic systems Part 1: Foundations – New Celent report alert
Authored by Craig Beattie, Principal Architect & Technology Advisor at Celent, the report is the first of a four-part series on knowledge and memory in agentic AI systems
Why the UK is the place to go global for instalment payments
Alex Forsyth-Thompson explains why the UK is both the hardest and the most attractive market to launch Float, the technology platform that lets shoppers split a purchase into monthly instalments on the credit card they already hold
When AI becomes infrastructure, failure looks different
An AI-enabled service can remain available while its behaviour, consistency or output quality begins to deteriorate. How should organisations understand and manage technology failure once AI becomes an operational dependency, asks Dr Gulzar Singh
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Why banks’ AI ambitions keep running into the same wall
The banking sector is trapped in a ‘legacy debt’ cycle, says Gary Ellison and explains why pouring billions into AI without fixing the foundations is a disaster waiting to happen
AI success for banks: Modernising the core
Conventional wisdom says Wall Street’s megabanks should have the strongest AI advantage because they have the largest technology budgets but as Ajay Bhandari explains, there is compelling evidence that points to the contrary
When customers become the attack surface: Cognitive compromise at scale
Sarah Cassidy examines scams, mules, and the next phase of financial crime as UK Finance confirms criminals stole nearly £1.3bn through payment fraud in 2025
Why trust alone is no longer enough to protect community-based lenders from fraud
Fraudsters are exploiting the local trust that defines credit unions, using stolen and fabricated identities to appear genuine. Dave Rossi explains why shared intelligence is vital to protecting members’ confidence
Agentic capital markets will emerge from the convergence of machine-readable assets, programmable settlement and delegated intelligence
Edwin Mata explains why the next wave of financial infrastructure will increasingly combine programmable assets with autonomous decision-making rather than treating AI and blockchain as separate technologies