All articles by Douglas Blakey

Douglas Blakey

The debate on autonomy

Pedro Barata makes the case for a new approach in financial crime prevention, taking into consideration the potential impact of AI agents

Role of AI in financial reporting: Hype or reality?

Mark Brown looks at the real-world impact of artificial intelligence within the actuarial and financial reporting landscape

Composable banking and the changing shape of product design

Dr Gulzar Singh reflects on how banks are assembling products across multiple systems and what this means for operational flow

Tokenization reaches the real world: New Celent report alert

GlobalData’s Celent division releases a flash report on Composable Finance and Programmable Money

US Buy Now Pay Later usage surges as new products proliferate: JD Power

While fintech offerings are driving much of US BNPL growth, it is traditional financial institutions that are delivering better user experiences, according to JD Power

78% of UK businesses now using AI – less than a third see financial benefits

The vast majority of UK firms to invest in AI tools have yet to experience any return on their AI investments, according to research from Studio Graphene

AI vs dirty money: Using open‑source intelligence to expose illicit financial flows

Chad Longo analyses what ‘actionable intelligence’ looks like in practice for retail banking fraud and financial crime teams when monitoring mainstream and obscure platforms and why specialist OSINT technology is becoming essential

Building beyond the core ceiling: how open-close architecture enables a 2040-ready core

Miles Wilson sets out the core tech problem limiting what banks can achieve in terms of modernisation, and the ‘open-close’ principle they need to embrace to break free

Celent launches AI-enabled intelligence to help financial institutions make quick technology decisions

GlobalData’s Celent unit brings research, advisory expertise, proprietary data, and AI-driven discovery into a single platform

Hybrid banking and the coordination challenge behind modern financial systems

Dr Gulzar Singh reflects on how banks are managing the growing complexity of hybrid banking environments and the need to better coordinate systems and workflows across modern financial infrastructure