All articles by Douglas Blakey

Douglas Blakey

The cost of disharmony: Why banks must rethink the money lifecycle

Misalignment across the money lifecycle is costing financial institutions billions annually. Kanv Pandit explains how a move towards greater harmony across systems can deliver more resilient, efficient and customer-centric operations

AI in financial services: The buzz, the boom, and the blind spots in security

AI is now indispensable to financial operations. Steve Street assesses if cybersecurity is up to the task

Missed by the headlines: The true story of European tech’s Summer 2025

Oleg Khusaenov assesses the European tech scene and sets out where meaningful bets are being placed

Navigating the new age of tourism with contactless payments

José Luis Arias explains why a seamless payment experience is key for a flawless customer experience across contactless cards, mobile wallets, and QR-based payments as the summer season gathers pace

AI in global finance: How to navigate continental visions and fragmented strategies?

Jamil Jiva argues that a “glocal” approach is essential for global institutions to remain compliant and competitive and explains how leaders can turn fragmented strategies into an opportunity for distributed innovation, resilience, and long-term value

Reimagining retail banking with Agent AI: Humanising scale, digitally

Agent AI could reshape how UK financial institutions deliver inclusion, trust, and empathy in a digital-first era explains Dr Gulzar Singh

Focussed language models resolve Gen AI hallucinations worries

Scott Zoldi explains how GenAI hallucinations are primarily caused by the ways large language models are built

FCA clarifies expectations on non-financial misconduct to align approach across financial services

Thomas Beale assesses the FCA’s extended conduct rules on bullying, harassment and violence. What are the practical implications for financial services firms and individuals, and will they deepen trust in financial services?

Capital requirement cuts – a major blow for community banks

Looser capital requirements will see the ‘Big Four’ US banks boost their lending capacity, extend their market share, deepen the sector’s tech divide and stamp out smaller institutions, warns Adam Turmakhan

The power of cooperatives: Scaling social trust in UK retail banking

Dr. Gulzar Singh explains why the UK must reimagine community finance models to build inclusion, trust and scale in the regulated economy