All articles by Douglas Blakey
Douglas Blakey
Progress isn’t always about building something new
Scott Dawson challenges the perennial narrative that new = better with shrewd references, inter alia, to Google Glass, BNPL and blockchain as cautionary tales of innovation without direction
Innovations in Stablecoins 2025: New GlobalData report alert
The US and UK lead crypto holding growth globally with over 8 percentage points year-on-year increase in 2025, says GlobalData
The silent revolution: Why embedded finance is the next frontier of B2B operations
Peter Daunton explores the rise of embedded infrastructure in B2B, how it differs from consumer models, and what this shift means for platforms, CFOs, and the wider fintech ecosystem
Sticky by design: Why embedded finance is the SaaS retention strategy nobody talks about
Alex Mifsud explains how businesses can stand out in a highly competitive and saturated SaaS landscape
H1 UK current account switching drops by over 30%
While switching is sharply down in H1, a better second half is in prospect with Barclays, TSB, Lloyds, Santander, NatWest and First Direct all offering switch incentives
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The cost of standing still: Why banks must transform now
KPMG research reveals less than half of banks feel prepared to deliver on their cost and transformation objectives. Owen Lewis calls for bold, holistic transformation driven by AI, technology, and workforce innovation
Doing good without doing harm: Identifying the hidden risks of digital donations
Peter Reynolds explores how terrorist organisations like ISIS are exploiting digital donations to shell charities to finance terror operations and circumvent global sanctions
US large banks achieving virtuous tech investment cycle-new Celent report alert
Retail banking insights from Q225 earnings presentations
Lloyds’s new student current account does little to stand out from competitors
Winning student account market share can boost cross-sell metrics in the years ahead as young adults open credit card and savings accounts, writes Abby Cui
Five signs your core banking system has been cloud-washed
Nelson Wootton explains why banks must guard against being cloud-washed. Investment in systems that are merely a rebrand of legacy techs means banks will miss out on the promise of cloud-native technology